Premium depends on your profile
Car Insurance · head to head
Comprehensive Car Insurance Policy vs Private Car Insurance Policy - Package
SBI General
Private Car Insurance Policy - Package
Premium depends on your profile
Quick verdict
- Comprehensive Car Insurance Policy is better for most add-ons to choose from.
Computed from stored specifications, the published car insurance scoring rules and recorded prices. Not an opinion.
Specifications side by side
Spec
Comprehensive Car Insurance Policy
Private Car Insurance Policy - Package
Policy
Policy types
Third Party Car Insurance Policy, Comprehensive Car Insurance Policy, Zero Depreciation Car Policy - Super Saver (Bumper-to-Bumper), Stand Alone Own Damage Cover Policy, ACKO Car Insurance for Electric Vehicles
Comprehensive Car Insurance, Own Damage Car Insurance, Third-Party Car Insurance (also Bundled Private Car Insurance Policy)
Number of add-ons listed
11
9
Add-ons listed
Roadside Assistance Cover, No Claim Bonus (NCB) Protection, Engine Protection Cover, Consumables Cover, Compulsory Personal Accident (Owner-Driver), Personal Accident Cover for Passengers, Paid Driver Protection, Return to Invoice Cover, Key Replacement Cover, Electrical Accessories Cover, Non-electrical Accessories Cover
Depreciation Reimbursement, Engine Guard, Consumables Cover, Pay As You Drive, Roadside Assistance Cover, NCB Cover, Key Protection Cover, Daily Allowance Cover, Tyre Protect Cover
Cashless garages
4000+
Over 8700+ network garages
Claim process
Online: 1. Log in to your ACKO profile with mobile number. 2. Open the car policy and click 'Register a claim'. 3. Enter details and upload claim documents (no physical paperwork). Instant settlement for minor claims.
Call 1800 102 1111 or email customer.care@sbigeneral.in to register; get a Claim Reference Number; submit documents (DL, RC, FIR as applicable); inspection within 24 hours on a working day; on cashless confirmation, repair at a network garage with payment direct to garage (customer pays deductible, depreciation, salvage).
Insurer
IRDAI UIN
—
IRDAN144RP0005V03201112
A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.