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Car Insurance · head to head

Comprehensive Car Insurance Policy vs Private Car Insurance (Comprehensive)

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Quick verdict

  • Private Car Insurance (Comprehensive) is better for most add-ons to choose from.

Computed from stored specifications, the published car insurance scoring rules and recorded prices. Not an opinion.

Specifications side by side

Spec
Comprehensive Car Insurance Policy
Private Car Insurance (Comprehensive)
Policy
Policy types
Third Party Car Insurance Policy, Comprehensive Car Insurance Policy, Zero Depreciation Car Policy - Super Saver (Bumper-to-Bumper), Stand Alone Own Damage Cover Policy, ACKO Car Insurance for Electric Vehicles
Comprehensive Car Insurance, Third-Party Car Insurance, Standalone Own Damage Cover
Number of add-ons listed
11
13
Add-ons listed
Roadside Assistance Cover, No Claim Bonus (NCB) Protection, Engine Protection Cover, Consumables Cover, Compulsory Personal Accident (Owner-Driver), Personal Accident Cover for Passengers, Paid Driver Protection, Return to Invoice Cover, Key Replacement Cover, Electrical Accessories Cover, Non-electrical Accessories Cover
Zero Depreciation Cover, Return to Invoice (RTI), Engine and Gearbox Protector, NCB Protector, Key Replacement, Tyre and Rim Secure, Daily Cash Allowance, Personal Belongings Cover, Hospital Daily Cash, Roadside Assistance (RSA), Wrong Fuel Cover, Cost of Consumables, Secure Towing
Cashless garages
4000+
13,500+
Claim process
Online: 1. Log in to your ACKO profile with mobile number. 2. Open the car policy and click 'Register a claim'. 3. Enter details and upload claim documents (no physical paperwork). Instant settlement for minor claims.
1. Intimate the claim and submit the claim form. 2. Produce vehicle at a network garage for cashless service. 3. Produce vehicle for survey; do not dismantle or start repairs before survey/surveyor approval. 4. Surveyor submits report. 5. Submit required documents. 6. Claim processed within 7 working days of last document submission.

A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

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