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International Travel Insurance vs Travel Ace (International)

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Specifications side by side

Spec
International Travel Insurance
Travel Ace (International)
Plan
Trip type
Single trip
Single trip
Geography
—
Excl USA & Canada | Incl USA & Canada
Sum insured options (USD)
—
USD 50,000, USD 100,000, USD 200,000, USD 500,000
Entry age
over 91 days old but under 70 years old
0-70 yrs (Standard, Silver, Gold, Platinum); 70+ (Super Age)
Pre-existing conditions
Excluded: 'Pre-existing diseases and related complications as per policy terms'
'Emergency medical treatment for life-threatening conditions arising out of any pre-existing medical condition upto USD 3000 is covered under medical expenses'; Extn. 3 Pre-Existing Illness Cover USD 5000 in Platinum only (NA in other plans)
Benefits
Medical expenses
Yes
Yes
Trip cancellation
Yes
Yes
Baggage loss
Yes
Yes
Baggage delay
Yes
Yes
Passport loss
Yes
Yes
Flight delay
Yes
Yes
Personal liability
Yes
Yes
Premium
Sample annual premium
—
₹718
Sample premium is for
—
Travel Ace Standard (USD 50,000), premium with medical sub-limit, Excl USA & Canada, age band 0-50, travel days 1-15; brochure does not state GST inclusion
Insurer
IRDAI UIN
—
BAJTIOP24008V022324

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