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International Travel Insurance vs Happy Traveller Plan

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Specifications side by side

Spec
International Travel Insurance
Happy Traveller Plan
Plan
Trip type
Single trip
Single trip
Entry age
over 91 days old but under 70 years old
Minimum: Proposer 18 years, Child 91 days, Adult 18 years; Maximum: No limit ('Max entry age of adult can be 99 years')
Pre-existing conditions
Excluded: 'Pre-existing diseases and related complications as per policy terms'
Excluded unless opted: 'Any Pre-existing medical disease/Condition either declared or undeclared. Declared Pre-existing medical disease/Condition can be waived, subject to the same is accepted by Us on the payment of additional premium (only up to the limit specified in Policy Schedule)'; website: Smart 360 PED $5K–$10K, Smart not covered
Benefits
Medical expenses
Yes
Yes
Trip cancellation
Yes
Yes
Baggage loss
Yes
Yes
Baggage delay
Yes
Yes
Passport loss
Yes
Yes
Flight delay
Yes
Yes
Personal liability
Yes
Yes
Insurer
IRDAI UIN
—
GODTIOP24172V012324

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