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International Travel Insurance vs Travel Care Policy (Individual)

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Specifications side by side

Spec
International Travel Insurance
Travel Care Policy (Individual)
Plan
Trip type
Single trip
Single trip
Geography
—
Excluding USA & Canada (includes Schengen countries, Asia region and other countries except USA and Canada) | Worldwide (including USA and Canada)
Entry age
over 91 days old but under 70 years old
You and everyone you're travelling with need to be below 61 years; newborns need to be at least 3 months old
Pre-existing conditions
Excluded: 'Pre-existing diseases and related complications as per policy terms'
Covered: 'Life-threatening complications from a pre-existing illness that need immediate medical attention'; undisclosed pre-existing diseases not covered
Benefits
Medical expenses
Yes
Yes
Trip cancellation
Yes
Yes
Baggage loss
Yes
Yes
Baggage delay
Yes
Yes
Passport loss
Yes
Yes
Flight delay
Yes
Yes
Personal liability
Yes
Yes
Insurer
IRDAI UIN
—
RELTIOP08002V010708

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