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Travel Insurance · head to head

International Travel Insurance vs Overseas Travel Ease Policy (Business & Holiday)

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Quick verdict

  • International Travel Insurance is better for most benefits included first.

Computed from stored specifications, the published travel insurance scoring rules and recorded prices. Not an opinion.

Specifications side by side

Spec
International Travel Insurance
Overseas Travel Ease Policy (Business & Holiday)
Plan
Trip type
Single trip
Single trip
Geography
—
Worldwide (including USA & Canada) | Worldwide (excluding USA & Canada)
Sum insured options (USD)
—
USD 25,000, USD 50,000, USD 100,000, USD 250,000, USD 500,000
Entry age
over 91 days old but under 70 years old
6 months - 80 Years. Beyond 80 years upto 90 years, proposals need to be referred to H.O. and acceptance will be on merits of the case.
Pre-existing conditions
Excluded: 'Pre-existing diseases and related complications as per policy terms'
Not covered: exclusion 'Any Pre-existing condition and complication arising from it.'
Benefits
Medical expenses
Yes
Yes
Trip cancellation
Yes
Yes
Baggage loss
Yes
Yes
Baggage delay
Yes
Yes
Passport loss
Yes
Yes
Flight delay
Yes
No
Personal liability
Yes
Yes
Insurer
IRDAI UIN
—
NIATIO22220V012122

A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

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