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Car Insurance · head to head

Private Car Package Policy vs Comprehensive Car Insurance Policy

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Quick verdict

  • Private Car Package Policy is better for most add-ons to choose from.

Computed from stored specifications, the published car insurance scoring rules and recorded prices. Not an opinion.

Specifications side by side

Spec
Private Car Package Policy
Comprehensive Car Insurance Policy
Policy
Policy types
Private Package Car Insurance Policy (comprehensive), Liability Only Policy, Standalone Own Damage Policy
Comprehensive Car Insurance Policy, Third-Party Car Insurance Policy
Number of add-ons listed
9
6
Add-ons listed
24x7 Road Side Assistance, Consumable Expenses, Zero Depreciation Cover, No Claim Bonus Protector, Tyre Safeguard, Conveyance Benefit, Engine Protector, Return to Invoice (RTI) Cover, Key Replacement Cover
Depreciation Waiver Cover (Zero Depreciation Cover), Roadside Assistance, Engine and Gear Box Protection cover, Consumable Cover, Loss of Key Cover, Tyre Replacement Cover
Cashless garages
10,000+
8500+
Claim process
Cashless: register claim by phone/website/app, receive claim registration number, move car to a network (cashless) garage, submit documents to surveyor, insurer confirms liability. Reimbursement: same registration, repair at any garage, documents to surveyor, reimbursement after liability is confirmed. On-the-spot claim registration via Bajaj General App.
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Insurer
IRDAI UIN
IRDAN113RP0025V01200102
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A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

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