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Travel Ace (International) vs Explorer

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HDFC ERGO

Explorer

Sample premium ₹358 per trip*

Specifications side by side

Spec
Travel Ace (International)
Explorer
Plan
Trip type
Single trip
Single trip
Geography
Excl USA & Canada | Incl USA & Canada
Asia (Excl. Japan) | Worldwide | Worldwide excluding US and Canada | Europe including Schengen
Sum insured options (USD)
USD 50,000, USD 100,000, USD 200,000, USD 500,000
USD 40,000, USD 50,000, USD 100,000, USD 200,000, USD 500,000, USD 1,000,000
Entry age
0-70 yrs (Standard, Silver, Gold, Platinum); 70+ (Super Age)
Minimum: Proposer 18 years, Child 91 days, Adult 18 years; Maximum: Lifetime
Pre-existing conditions
'Emergency medical treatment for life-threatening conditions arising out of any pre-existing medical condition upto USD 3000 is covered under medical expenses'; Extn. 3 Pre-Existing Illness Cover USD 5000 in Platinum only (NA in other plans)
Optional 'Extension of Pre-Existing Disease (PED) Coverage' (if declared and accepted): 'Upto 1% of EMERGENCY MEDICAL EXPENSES – ACCIDENT & ILLNESS' or 'Upto 3% of EMERGENCY MEDICAL EXPENSES – ACCIDENT & ILLNESS (Max upto $10,000)'; otherwise excluded
Benefits
Medical expenses
Yes
Yes
Trip cancellation
Yes
Yes
Baggage loss
Yes
Yes
Baggage delay
Yes
Yes
Passport loss
Yes
Yes
Flight delay
Yes
Yes
Personal liability
Yes
Yes
Premium
Sample annual premium
₹718
₹358
Sample premium is for
Travel Ace Standard (USD 50,000), premium with medical sub-limit, Excl USA & Canada, age band 0-50, travel days 1-15; brochure does not state GST inclusion
Silver plan, Single Trip, Sum Insured USD 50,000, Europe Including Schengen, duration 0-7 days, age band 0-40; INR, exclusive of taxes (per chart)
Insurer
IRDAI UIN
BAJTIOP24008V022324
HDFTIOP24042V022425

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