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Travel Ace (International) vs Travel Care Policy (Individual)

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Specifications side by side

Spec
Travel Ace (International)
Travel Care Policy (Individual)
Plan
Trip type
Single trip
Single trip
Geography
Excl USA & Canada | Incl USA & Canada
Excluding USA & Canada (includes Schengen countries, Asia region and other countries except USA and Canada) | Worldwide (including USA and Canada)
Sum insured options (USD)
USD 50,000, USD 100,000, USD 200,000, USD 500,000
—
Entry age
0-70 yrs (Standard, Silver, Gold, Platinum); 70+ (Super Age)
You and everyone you're travelling with need to be below 61 years; newborns need to be at least 3 months old
Pre-existing conditions
'Emergency medical treatment for life-threatening conditions arising out of any pre-existing medical condition upto USD 3000 is covered under medical expenses'; Extn. 3 Pre-Existing Illness Cover USD 5000 in Platinum only (NA in other plans)
Covered: 'Life-threatening complications from a pre-existing illness that need immediate medical attention'; undisclosed pre-existing diseases not covered
Benefits
Medical expenses
Yes
Yes
Trip cancellation
Yes
Yes
Baggage loss
Yes
Yes
Baggage delay
Yes
Yes
Passport loss
Yes
Yes
Flight delay
Yes
Yes
Personal liability
Yes
Yes
Premium
Sample annual premium
₹718
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Sample premium is for
Travel Ace Standard (USD 50,000), premium with medical sub-limit, Excl USA & Canada, age band 0-50, travel days 1-15; brochure does not state GST inclusion
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Insurer
IRDAI UIN
BAJTIOP24008V022324
RELTIOP08002V010708

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