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Travel Ace (International) vs Travel Insurance (Business and Holiday)

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Specifications side by side

Spec
Travel Ace (International)
Travel Insurance (Business and Holiday)
Plan
Trip type
Single trip
Single trip
Geography
Excl USA & Canada | Incl USA & Canada
Worldwide | Worldwide excluding USA & Canada
Sum insured options (USD)
USD 50,000, USD 100,000, USD 200,000, USD 500,000
USD 50,000 to USD 500,000 in steps of USD 5,000 (91 options)
Entry age
0-70 yrs (Standard, Silver, Gold, Platinum); 70+ (Super Age)
6 months to 70 years
Pre-existing conditions
'Emergency medical treatment for life-threatening conditions arising out of any pre-existing medical condition upto USD 3000 is covered under medical expenses'; Extn. 3 Pre-Existing Illness Cover USD 5000 in Platinum only (NA in other plans)
Not covered: exclusion 'Any pre-existing disease'; 'The Policy is not designed to provide an indemnity in respect of medical services, the need for which arises out of a pre-existing disease.'
Benefits
Medical expenses
Yes
Yes
Trip cancellation
Yes
Yes
Baggage loss
Yes
Yes
Baggage delay
Yes
Yes
Passport loss
Yes
Yes
Flight delay
Yes
Yes
Personal liability
Yes
Yes
Premium
Sample annual premium
₹718
₹541
Sample premium is for
Travel Ace Standard (USD 50,000), premium with medical sub-limit, Excl USA & Canada, age band 0-50, travel days 1-15; brochure does not state GST inclusion
Single Trip, Age Band 0.5 - 40, Worldwide excluding USA & Canada, Section A limit USD 50,000, duration up to 7 days; INR; rate table does not state whether GST is included
Insurer
IRDAI UIN
BAJTIOP24008V022324
SBITIOP14004V011314

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