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Travel Insurance · head to head

Travel Prime Student vs Student Explore

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Quick verdict

  • Student Explore is better for most benefits included first.

Computed from stored specifications, the published travel insurance scoring rules and recorded prices. Not an opinion.

Specifications side by side

Spec
Travel Prime Student
Student Explore
Plan
Trip type
Student
Student
Geography
—
Worldwide including USA & Canada | Worldwide excluding USA & Canada
Sum insured options (USD)
USD 50,000, USD 100,000, USD 200,000, USD 300,000, USD 500,000, USD 750,000, USD 1,000,000
USD 30,000, USD 50,000, USD 100,000, USD 300,000, USD 500,000, USD 1,000,000
Entry age
Entry age for proposer is 16 yrs – 35 yrs. Exit Age is 35 years
—
Pre-existing conditions
'Emergency medical treatment for life-threatening conditions arising out of any pre-existing medical condition upto USD 3000 is covered under medical expenses'
'Pre-existing Disease Cover in Life Threatening Medical Condition': emergency hospitalization for a life-threatening condition due to pre-existing disease 'up to 10% of Sum Insured of Benefit 1', with approval within 24 hours
Benefits
Medical expenses
Yes
Yes
Trip cancellation
No
No
Baggage loss
Yes
Yes
Baggage delay
No
Yes
Passport loss
Yes
Yes
Flight delay
No
Yes
Personal liability
Yes
Yes
Insurer
IRDAI UIN
BAJTIOP24007V042324
IRDA/NL-HLT/RHI/P-T/V.I/71/2014-15

A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

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