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Explore vs Happy Traveller Plan

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Care Health

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Spec

Explore

Happy Traveller Plan

Plan

Trip type

Single trip

Entry age

Minimum 1 day; Maximum No Age Limit (multi-trip: maximum age cannot exceed 70 yrs)

Minimum: Proposer 18 years, Child 91 days, Adult 18 years; Maximum: No limit ('Max entry age of adult can be 99 years')

Pre-existing conditions

Optional Benefit 1 'Life Threatening Condition due to PED': 'coverage for Pre-existing diseases for Life Threatening Conditions will be included for Hospitalization Expenses (Benefit 1) up to the limits mentioned in the Policy Schedule', payable only till medically stable; product page states life-threatening PEDs covered up to 10% of sum insured if disclosed

Excluded unless opted: 'Any Pre-existing medical disease/Condition either declared or undeclared. Declared Pre-existing medical disease/Condition can be waived, subject to the same is accepted by Us on the payment of additional premium (only up to the limit specified in Policy Schedule)'; website: Smart 360 PED $5K–$10K, Smart not covered

Benefits

Medical expenses

Yes

Trip cancellation

Yes

Baggage loss

Yes

Baggage delay

Yes

Passport loss

Yes

Flight delay

Yes

Personal liability

Yes

Insurer

IRDAI UIN

CHITIOP26051V042526

GODTIOP24172V012324

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