Care Health
Explore
Premium depends on your profile
Travel Insurance · head to head
Explore vs Overseas Travel Ease Policy (Business & Holiday)
New India Assurance
Overseas Travel Ease Policy (Business & Holiday)
Premium depends on your profile
Quick verdict
- Explore is better for most benefits included first.
Computed from stored specifications, the published travel insurance scoring rules and recorded prices. Not an opinion.
Specifications side by side
Spec
Explore
Overseas Travel Ease Policy (Business & Holiday)
Plan
Trip type
Single trip
Single trip
Geography
—
Worldwide (including USA & Canada) | Worldwide (excluding USA & Canada)
Sum insured options (USD)
—
USD 25,000, USD 50,000, USD 100,000, USD 250,000, USD 500,000
Entry age
Minimum 1 day; Maximum No Age Limit (multi-trip: maximum age cannot exceed 70 yrs)
6 months - 80 Years. Beyond 80 years upto 90 years, proposals need to be referred to H.O. and acceptance will be on merits of the case.
Pre-existing conditions
Optional Benefit 1 'Life Threatening Condition due to PED': 'coverage for Pre-existing diseases for Life Threatening Conditions will be included for Hospitalization Expenses (Benefit 1) up to the limits mentioned in the Policy Schedule', payable only till medically stable; product page states life-threatening PEDs covered up to 10% of sum insured if disclosed
Not covered: exclusion 'Any Pre-existing condition and complication arising from it.'
Benefits
Medical expenses
Yes
Yes
Trip cancellation
Yes
Yes
Baggage loss
Yes
Yes
Baggage delay
Yes
Yes
Passport loss
Yes
Yes
Flight delay
Yes
No
Personal liability
Yes
Yes
Insurer
IRDAI UIN
CHITIOP26051V042526
NIATIO22220V012122
A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.