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Explore vs Star Travel Protect Insurance Policy

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Care Health

Explore

Premium depends on your profile

Specifications side by side

Spec
Explore
Star Travel Protect Insurance Policy
Plan
Trip type
Single trip
Single trip
Geography
—
Including USA & Canada | Worldwide - Excluding USA & Canada
Sum insured options (USD)
—
USD 50,000, USD 100,000, USD 250,000, USD 500,000
Entry age
Minimum 1 day; Maximum No Age Limit (multi-trip: maximum age cannot exceed 70 yrs)
aged between 6 months and 70 years (70-75 years at a premium loading of 50%)
Pre-existing conditions
Optional Benefit 1 'Life Threatening Condition due to PED': 'coverage for Pre-existing diseases for Life Threatening Conditions will be included for Hospitalization Expenses (Benefit 1) up to the limits mentioned in the Policy Schedule', payable only till medically stable; product page states life-threatening PEDs covered up to 10% of sum insured if disclosed
—
Benefits
Medical expenses
Yes
Yes
Trip cancellation
Yes
Yes
Baggage loss
Yes
Yes
Baggage delay
Yes
Yes
Passport loss
Yes
Yes
Flight delay
Yes
Yes
Personal liability
Yes
Yes
Premium
Sample annual premium
—
₹352
Sample premium is for
—
Plan A2, Sum Insured USD 50000, Travel Worldwide - Excluding USA & Canada, age 6M-40 years, 5 to 7 days; INR; brochure does not state tax treatment (older prospectus V3 shows the same tables labelled 'Including tax @ 18%' with figures about 18% higher, suggesting brochure figures exclude tax)
Insurer
IRDAI UIN
CHITIOP26051V042526
IRDA/NL-HLT/SHAI/P-T/V.I/140/13-14

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