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Student Explore vs Travel Insurance - Student

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Specifications side by side

Spec
Student Explore
Travel Insurance - Student
Plan
Trip type
Student
Student
Geography
Worldwide including USA & Canada | Worldwide excluding USA & Canada
—
Sum insured options (USD)
USD 30,000, USD 50,000, USD 100,000, USD 300,000, USD 500,000, USD 1,000,000
USD 50,000, USD 100,000, USD 250,000, USD 500,000
Entry age
—
Insured Person between Age 16 years to Age 35 years who resides permanently in India
Pre-existing conditions
'Pre-existing Disease Cover in Life Threatening Medical Condition': emergency hospitalization for a life-threatening condition due to pre-existing disease 'up to 10% of Sum Insured of Benefit 1', with approval within 24 hours
Pre-Existing Disease (PED) is covered only in case of life threatening unforeseen emergency; limit $500 (Plan A), $1,000 (Plan B), $2,500 (Ultimate), $5,000 (Ultimate Plus, Supreme), within A&S medical limit
Benefits
Medical expenses
Yes
Yes
Trip cancellation
No
No
Baggage loss
Yes
Yes
Baggage delay
Yes
Yes
Passport loss
Yes
Yes
Flight delay
Yes
Yes
Personal liability
Yes
Yes
Insurer
IRDAI UIN
IRDA/NL-HLT/RHI/P-T/V.I/71/2014-15
TATTIOP25044V052425

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