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Car Insurance · head to head
Digit Car Insurance (Comprehensive Plan) vs Private Car Base Package Policy
New India Assurance
Private Car Base Package Policy
Premium depends on your profile
Quick verdict
- Private Car Base Package Policy is better for most add-ons to choose from.
Computed from stored specifications, the published car insurance scoring rules and recorded prices. Not an opinion.
Specifications side by side
Spec
Digit Car Insurance (Comprehensive Plan)
Private Car Base Package Policy
Policy
Policy types
Third-Party Plan, Comprehensive Plan, Own Damage Plan
Package Policy, Liability Only Policy, Three Years Long Term Stand Alone Motor Third Party, Bundled Motor Policy for Private Cars, Long Term Motor Private Car Package Policy, Standalone OD for Motor PC
Number of add-ons listed
14
16
Add-ons listed
Zero Depreciation Cover, Return to Invoice Cover, Engine and Gearbox Protection Cover, Pay As You Drive (PAYD) Cover, Breakdown Assistance, Tyre Protect Cover, EV Shield Add-on Cover, NCB Protector Cover, Preferred Garage Discount Add-on, Accidental Hospitalisation Cover, Daily Hospital Cash Cover, Good Driver Benefit, Advantage Plus Add-on, Consumable Cover
Nil Depreciation Cover, Consumable Items, Engine Protect, Return to Invoice, Road Side Assistance (Basic/Gold), Loss of Personal Belongings, Key Protect, Tyre and Alloy, No Claim Bonus Protection Cover, Additional Towing Charges, High Value PA, Road Tax cover, Battery Protect, Hybrid Protect, Loss of Contents, Return to Invoice (RTI) Gold
Cashless garages
10000+
1,200+
Claim process
Digit App: open 'File Motor Claim' and select the policy; enter accident, damage, vehicle location and contact details and click Register Claim; claim number generated; upload documents, select garage; smartphone self-inspection.
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Insurer
IRDAI UIN
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IRDAN190RP0042V01100001
A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.