Plan
Trip type
Single trip
Single trip
Geography
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Worldwide including USA & Canada | Worldwide excluding USA & Canada
Sum insured options (USD)
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USD 35,000, USD 50,000, USD 100,000, USD 200,000, USD 250,000, USD 350,000, USD 500,000
Entry age
Minimum: Proposer 18 years, Child 91 days, Adult 18 years; Maximum: No limit ('Max entry age of adult can be 99 years')
Single Trip (Dependent child/Adult): Minimum Day 1, Maximum 70 years; Senior Citizen: Minimum 71 years, Maximum 90 years
Pre-existing conditions
Excluded unless opted: 'Any Pre-existing medical disease/Condition either declared or undeclared. Declared Pre-existing medical disease/Condition can be waived, subject to the same is accepted by Us on the payment of additional premium (only up to the limit specified in Policy Schedule)'; website: Smart 360 PED $5K–$10K, Smart not covered
Optional 'Pre-Existing Disease Cover' extends Medical Care (except Emergency Outpatient), dental, trip curtailment and other listed benefits to pre-existing diseases, subject to a sub limit specified in the Policy Schedule; otherwise excluded