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Happy Traveller Plan
Premium depends on your profile
Travel Insurance · head to head
Happy Traveller Plan vs Explorer
HDFC ERGO
Explorer
Sample premium
₹358 per trip*
Specifications side by side
Spec
Happy Traveller Plan
Explorer
Plan
Trip type
Single trip
Single trip
Geography
—
Asia (Excl. Japan) | Worldwide | Worldwide excluding US and Canada | Europe including Schengen
Sum insured options (USD)
—
USD 40,000, USD 50,000, USD 100,000, USD 200,000, USD 500,000, USD 1,000,000
Entry age
Minimum: Proposer 18 years, Child 91 days, Adult 18 years; Maximum: No limit ('Max entry age of adult can be 99 years')
Minimum: Proposer 18 years, Child 91 days, Adult 18 years; Maximum: Lifetime
Pre-existing conditions
Excluded unless opted: 'Any Pre-existing medical disease/Condition either declared or undeclared. Declared Pre-existing medical disease/Condition can be waived, subject to the same is accepted by Us on the payment of additional premium (only up to the limit specified in Policy Schedule)'; website: Smart 360 PED $5K–$10K, Smart not covered
Optional 'Extension of Pre-Existing Disease (PED) Coverage' (if declared and accepted): 'Upto 1% of EMERGENCY MEDICAL EXPENSES – ACCIDENT & ILLNESS' or 'Upto 3% of EMERGENCY MEDICAL EXPENSES – ACCIDENT & ILLNESS (Max upto $10,000)'; otherwise excluded
Benefits
Medical expenses
Yes
Yes
Trip cancellation
Yes
Yes
Baggage loss
Yes
Yes
Baggage delay
Yes
Yes
Passport loss
Yes
Yes
Flight delay
Yes
Yes
Personal liability
Yes
Yes
Premium
Sample annual premium
—
₹358
Sample premium is for
—
Silver plan, Single Trip, Sum Insured USD 50,000, Europe Including Schengen, duration 0-7 days, age band 0-40; INR, exclusive of taxes (per chart)
Insurer
IRDAI UIN
GODTIOP24172V012324
HDFTIOP24042V022425
A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.