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Happy Traveller Plan vs Travel Care Policy (Individual)

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Specifications side by side

Spec
Happy Traveller Plan
Travel Care Policy (Individual)
Plan
Trip type
Single trip
Single trip
Geography
—
Excluding USA & Canada (includes Schengen countries, Asia region and other countries except USA and Canada) | Worldwide (including USA and Canada)
Entry age
Minimum: Proposer 18 years, Child 91 days, Adult 18 years; Maximum: No limit ('Max entry age of adult can be 99 years')
You and everyone you're travelling with need to be below 61 years; newborns need to be at least 3 months old
Pre-existing conditions
Excluded unless opted: 'Any Pre-existing medical disease/Condition either declared or undeclared. Declared Pre-existing medical disease/Condition can be waived, subject to the same is accepted by Us on the payment of additional premium (only up to the limit specified in Policy Schedule)'; website: Smart 360 PED $5K–$10K, Smart not covered
Covered: 'Life-threatening complications from a pre-existing illness that need immediate medical attention'; undisclosed pre-existing diseases not covered
Benefits
Medical expenses
Yes
Yes
Trip cancellation
Yes
Yes
Baggage loss
Yes
Yes
Baggage delay
Yes
Yes
Passport loss
Yes
Yes
Flight delay
Yes
Yes
Personal liability
Yes
Yes
Insurer
IRDAI UIN
GODTIOP24172V012324
RELTIOP08002V010708

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