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Happy Traveller Plan vs Star Travel Protect Insurance Policy

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Specifications side by side

Spec
Happy Traveller Plan
Star Travel Protect Insurance Policy
Plan
Trip type
Single trip
Single trip
Geography
—
Including USA & Canada | Worldwide - Excluding USA & Canada
Sum insured options (USD)
—
USD 50,000, USD 100,000, USD 250,000, USD 500,000
Entry age
Minimum: Proposer 18 years, Child 91 days, Adult 18 years; Maximum: No limit ('Max entry age of adult can be 99 years')
aged between 6 months and 70 years (70-75 years at a premium loading of 50%)
Pre-existing conditions
Excluded unless opted: 'Any Pre-existing medical disease/Condition either declared or undeclared. Declared Pre-existing medical disease/Condition can be waived, subject to the same is accepted by Us on the payment of additional premium (only up to the limit specified in Policy Schedule)'; website: Smart 360 PED $5K–$10K, Smart not covered
—
Benefits
Medical expenses
Yes
Yes
Trip cancellation
Yes
Yes
Baggage loss
Yes
Yes
Baggage delay
Yes
Yes
Passport loss
Yes
Yes
Flight delay
Yes
Yes
Personal liability
Yes
Yes
Premium
Sample annual premium
—
₹352
Sample premium is for
—
Plan A2, Sum Insured USD 50000, Travel Worldwide - Excluding USA & Canada, age 6M-40 years, 5 to 7 days; INR; brochure does not state tax treatment (older prospectus V3 shows the same tables labelled 'Including tax @ 18%' with figures about 18% higher, suggesting brochure figures exclude tax)
Insurer
IRDAI UIN
GODTIOP24172V012324
IRDA/NL-HLT/SHAI/P-T/V.I/140/13-14

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