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Happy Traveller Plan vs Travel Insurance - International Plus

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Specifications side by side

Spec
Happy Traveller Plan
Travel Insurance - International Plus
Plan
Trip type
Single trip
Single trip
Geography
—
Schengen, Worldwide including USA/ Canada, Worldwide excluding USA/ Canada
Sum insured options (USD)
—
USD 50,000, USD 100,000, USD 250,000, USD 500,000, USD 750,000, USD 1,000,000
Entry age
Minimum: Proposer 18 years, Child 91 days, Adult 18 years; Maximum: No limit ('Max entry age of adult can be 99 years')
Single Trip: above the Age of three (3) months; Annual Multi-trip: Age of twelve (12) to eighty (80) years
Pre-existing conditions
Excluded unless opted: 'Any Pre-existing medical disease/Condition either declared or undeclared. Declared Pre-existing medical disease/Condition can be waived, subject to the same is accepted by Us on the payment of additional premium (only up to the limit specified in Policy Schedule)'; website: Smart 360 PED $5K–$10K, Smart not covered
Life-threatening conditions only: 'Any Pre-Existing Disease (PED) or any complication arising from it unless in case of Life Threatening Condition' excluded; PED limit by plan e.g. 'PED upto $2,500 Sum Insured - Life threatening conditions' (Silver), $5,000 (Silver Plus), $10,000 (Gold), $12,500 (Platinum), $15,000 (Titanium), $20,000 (Titanium Plus); add-on raises it to Sum Insured
Benefits
Medical expenses
Yes
Yes
Trip cancellation
Yes
Yes
Baggage loss
Yes
Yes
Baggage delay
Yes
Yes
Passport loss
Yes
Yes
Flight delay
Yes
Yes
Personal liability
Yes
Yes
Insurer
IRDAI UIN
GODTIOP24172V012324
TATTIOP25045V022425

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