Happy Traveller Plan vs Travel Insurance Policy

Single trip

Single trip

Minimum: Proposer 18 years, Child 91 days, Adult 18 years; Maximum: No limit ('Max entry age of adult can be 99 years')

from age of 1 year up to an age of 70 years

Excluded unless opted: 'Any Pre-existing medical disease/Condition either declared or undeclared. Declared Pre-existing medical disease/Condition can be waived, subject to the same is accepted by Us on the payment of additional premium (only up to the limit specified in Policy Schedule)'; website: Smart 360 PED $5K–$10K, Smart not covered

Life-threatening emergencies only: 'Lifesaving unforeseen emergency measures or measures solely designed to relieve acute pain provided to You by medical assistance for disease / accident including their consequences arising out of a pre-existing condition' (subject to General Exclusions); otherwise 'Medical Expenses / services, the need for which arises out of a pre-existing condition' excluded

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

GODTIOP24172V012324

UNITIOP21251V032021