Private Car Package Policy vs Private Car Package Policy

Private Car Package Policy (1 year; 3 years), Standalone Own Damage Private Car Policy (1 and 2 years), Private Car Liability Only Policy (1 and 3 years), Bundled Private Car Policy

Third-Party Car Insurance Policy, Comprehensive Car Insurance Policy, Standalone Own-Damage Insurance (also Private Car Policy – Bundled)

Zero Depreciation, Consumable Items, Engine protect Plus, Road Side Assistance, Return to Invoice, Garage Cash, NCB protect, Key Protect, Tyre Protect, EMI Protect, Loss of Personal Belongings, Battery Protect Cover, Motor Floater, Telematics (PHYU & PAYU), Smart Saver, Smart Saver Plus, Emergency Medical Expenses, IL Smart Assist, War Risk Cover

Pay As You Drive (Limit Pay Sure), Nil Depreciation Cover (Zero Depreciation), Return-to-Invoice Cover, Consumables Expenses, Engine Protection Cover, Key & Lock Replacement, Tyre Protection, RIM Protection, 24/7 Roadside Assistance, Loss of Personal Belongings, Daily Allowance Benefit, EMI Protection Cover, No Claim Bonus Retention Cover, Electrical Accessories Cover, Electric Motor Protect, EV Battery Protection, Non-Electrical Accessories Cover, Geo Extension, EV Charger Cover

Cashless: inform within 24 hours or register on the IndusInd Insurance App; visit a network garage; surveyor inspection or self-inspection via app (photos/live video); submit documents, approval can take 7 days after documents; bill paid directly to garage. Reimbursement: notify within 24 hours, then repair and claim.

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