Policy types
Private Car Package Policy (1 year; 3 years), Standalone Own Damage Private Car Policy (1 and 2 years), Private Car Liability Only Policy (1 and 3 years), Bundled Private Car Policy
Private Car Package Policy, Stand-Alone Own Damage Policy for Private Car, Private Car Policy - Bundled (3 year Act Only and 1 year Own Damage), Act only Policy Private Car - 3 year, Motor Act Only Policy
Add-ons listed
Zero Depreciation, Consumable Items, Engine protect Plus, Road Side Assistance, Return to Invoice, Garage Cash, NCB protect, Key Protect, Tyre Protect, EMI Protect, Loss of Personal Belongings, Battery Protect Cover, Motor Floater, Telematics (PHYU & PAYU), Smart Saver, Smart Saver Plus, Emergency Medical Expenses, IL Smart Assist, War Risk Cover
Nil Depreciation Cover, Consumables Cover, Engine Protect, Key Protect, Return To Invoice Cover, Tyre and Alloy Cover, Personal Belongings Cover, Inconvenience Cover, EMI Cover, Battery Cover, Protection of NCB, Basic Road side Assistance, Additional Roadside Assistance, Rim safeguard, Medical personal accident, Additional personal accident, Inability to drive due to injury cover, Loss of Driving License/Registration Certificate, Multiple Damage, Additional Towing, Car Spa, Zero Excess
Claim process
1. Inform ICICI Lombard (website, IL TakeCare app, toll-free 1800 2666 or WhatsApp). 2. Complete video survey via InstaSpect in the IL TakeCare app. 3. Submit documents (RC, driving licence, claim form, FIR for theft). 4. Track claim online/WhatsApp/app. Cashless: take car to a network garage; bill settled directly with the garage.
—