Private Car Package Policy vs Car Insurance (Comprehensive)

Third-Party Car Insurance Policy, Comprehensive Car Insurance Policy, Standalone Own-Damage Insurance (also Private Car Policy – Bundled)

Third-party Car Insurance, Standalone Own Damage Car Insurance, Comprehensive Car Insurance

Pay As You Drive (Limit Pay Sure), Nil Depreciation Cover (Zero Depreciation), Return-to-Invoice Cover, Consumables Expenses, Engine Protection Cover, Key & Lock Replacement, Tyre Protection, RIM Protection, 24/7 Roadside Assistance, Loss of Personal Belongings, Daily Allowance Benefit, EMI Protection Cover, No Claim Bonus Retention Cover, Electrical Accessories Cover, Electric Motor Protect, EV Battery Protection, Non-Electrical Accessories Cover, Geo Extension, EV Charger Cover

Depreciation Reimbursement (Zero Depreciation), Return to Invoice, No Claim Bonus Protection Cover, Consumable Expenses, Engine Secure, Tyre Secure, Roadside Assistance, Key Replacement, Repair of Glass, Fibre, Plastic, and Rubber Parts, Loss of Personal Belongings, Additional Towing Charges, Emergency Transport and Hotel Expenses, Emergency Medical Expenses, Electric Surge Secure, Additional Third-party Property Damage Cover, Misfuelling, Depreciation Allowance - Battery, Vehicle Loan Protector, Daily Allowance Plus

Cashless: inform within 24 hours or register on the IndusInd Insurance App; visit a network garage; surveyor inspection or self-inspection via app (photos/live video); submit documents, approval can take 7 days after documents; bill paid directly to garage. Reimbursement: notify within 24 hours, then repair and claim.

Cashless: register claim (helpline 022-6489-8282, general.claims@tataaig.com, WhatsApp 9136160375, website/app or branch) and get a Claim Reference Number; take the car to a network garage; surveyor inspection, approval and assessment; final bill settlement with the garage. Reimbursement claims also supported.

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