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Car Insurance · head to head

Private Car Package Policy vs Package/Comprehensive Car Insurance

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Quick verdict

  • Private Car Package Policy is better for most add-ons to choose from.

Computed from stored specifications, the published car insurance scoring rules and recorded prices. Not an opinion.

Specifications side by side

Spec
Private Car Package Policy
Package/Comprehensive Car Insurance
Policy
Policy types
Private Car Package Policy (comprehensive), Liability Only Policy, Stand-Alone Own Damage (SOD) Policy
Third Party Car Insurance Only, Package/Comprehensive Car Insurance, Standalone Own Damage
Number of add-ons listed
7
4
Add-ons listed
Depreciation Cover, Consumables Cover, Gap Value Cover, Roadside Assistance Cover, Passenger Assistance Cover, Key Loss Cover, Engine Safe Cover
Fuel Guard, Depreciation Protection, NCB Protection, Engine Protection
Cashless garages
4300 (page also states 5,500+ partner garages)
3,300+
Claim process
Register a claim by calling 1800 266 5844 or online on the website.
Call toll free 1800 12000 or landline 022 423 12000 (charges apply); claim settled within 7 working days once all documents are submitted.
Insurer
IRDAI UIN
IRDAN150RP0035V01201213
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A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

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