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Car Insurance · head to head

Private Car Package Policy vs Private Car Base Package Policy

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Quick verdict

  • Private Car Package Policy is better for most add-ons to choose from.

Computed from stored specifications, the published car insurance scoring rules and recorded prices. Not an opinion.

Specifications side by side

Spec
Private Car Package Policy
Private Car Base Package Policy
Policy
Policy types
Private Car Package Policy, Stand-Alone Own Damage Policy for Private Car, Private Car Policy - Bundled (3 year Act Only and 1 year Own Damage), Act only Policy Private Car - 3 year, Motor Act Only Policy
Package Policy, Liability Only Policy, Three Years Long Term Stand Alone Motor Third Party, Bundled Motor Policy for Private Cars, Long Term Motor Private Car Package Policy, Standalone OD for Motor PC
Number of add-ons listed
22
16
Add-ons listed
Nil Depreciation Cover, Consumables Cover, Engine Protect, Key Protect, Return To Invoice Cover, Tyre and Alloy Cover, Personal Belongings Cover, Inconvenience Cover, EMI Cover, Battery Cover, Protection of NCB, Basic Road side Assistance, Additional Roadside Assistance, Rim safeguard, Medical personal accident, Additional personal accident, Inability to drive due to injury cover, Loss of Driving License/Registration Certificate, Multiple Damage, Additional Towing, Car Spa, Zero Excess
Nil Depreciation Cover, Consumable Items, Engine Protect, Return to Invoice, Road Side Assistance (Basic/Gold), Loss of Personal Belongings, Key Protect, Tyre and Alloy, No Claim Bonus Protection Cover, Additional Towing Charges, High Value PA, Road Tax cover, Battery Protect, Hybrid Protect, Loss of Contents, Return to Invoice (RTI) Gold
Cashless garages
—
1,200+
Insurer
IRDAI UIN
IRDAN149RP0001V02201213
IRDAN190RP0042V01100001

A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

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