Health Insurance

Individual and family floater health plans compared on cover, waiting periods, room rent, co-pay, restore benefit and the premium each insurer publishes for a sample profile.

All health insurance

Insurer

ACKO 2
Aditya Birla Health 3
Bajaj General 3
Care Health 3
Digit 1
Galaxy Health 4
Generali Central 2
HDFC ERGO 3
ICICI Lombard 2
IFFCO Tokio 2
IndusInd General 2
Liberty General 1
Magma General 1
ManipalCigna 2
Narayana Health 2
New India Assurance 3
Niva Bupa 3
SBI General 3
Shriram General 1
Star Health 4
Tata AIG 3
Universal Sompo 1
Zuno 1
Zurich Kotak 1

Highest sum insured (lakh)

Highest sum insured minimum – Highest sum insured maximum

From 10 to 600 in this category

Pre-existing disease waiting (months)

Pre-existing disease waiting minimum – Pre-existing disease waiting maximum

From 0 to 36 in this category

Specific illness waiting (months)

Specific illness waiting minimum – Specific illness waiting maximum

From 0 to 24 in this category

Pre-hospitalisation (days)

Pre-hospitalisation minimum – Pre-hospitalisation maximum

From 30 to 90 in this category

Post-hospitalisation (days)

Post-hospitalisation minimum – Post-hospitalisation maximum

From 60 to 180 in this category

Day-care treatment Yes (53)

AYUSH treatment Yes (53)

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Zuno
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ZU Health Insurance

Zuno

Health Insurance (Gold)

Individual and family floater Plan type
Standard Single Private Room; no capping on ICU accommodation Room rent
36 months Pre-existing disease waiting

Premium depends on your profile

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