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Galaxy Health · GHIHLIP26042V012526
Galaxy Health Galaxy Marvel - Neo Plan (IRDAI UIN GHIHLIP26042V012526) is an individual and family floater health insurance plan with sum insured from 5 lakh to 2 crore (8 options). Pre-existing diseases are covered after 3 years.
Premiums depend on age, cover, city, health and the options you choose. Where the insurer published a premium, the figure shown is for the exact profile stated next to it; your premium will differ. Comparezi does not sell insurance or give advice: check the insurer's prospectus and policy wording, which prevail.
In short
Galaxy Marvel - Neo Plan is a health insurance plan from Galaxy Health. Key specifications: plan type Individual and family floater, room rent Any Room, pre-existing disease waiting 36 months. Among health insurance here it fits best for longer pre- and post-hospital cover.
*For: 1 adult (1A), age band 26-30, Sum Insured Rs 10,00,000, Neo Plan, Zone A, gross premium excluding tax. Your premium will differ.
| Plan type | Individual and family floater |
|---|---|
| Sum insured options | 5 lakh, 7.5 lakh, 10 lakh, 15 lakh, 20 lakh, 25 lakh, 1 crore, 2 crore |
| Highest sum insured | 200 lakh |
| Entry age | From 16 days (individual / |
| Room rent | Any Room |
| Co-payment | No Co-payment |
| Initial waiting period | 30 days |
|---|---|
| Pre-existing disease waiting | 36 months |
| Specific illness waiting | 24 months |
| Pre-hospitalisation | 90 days |
|---|---|
| Post-hospitalisation | 180 days |
| Day-care treatment | Yes |
| AYUSH treatment | Yes |
| Restore benefit | Automatic Restoration, unlimited, applicable for same disease / |
| No-claim bonus | Bonus of 100% of SI if no claim in previous policy year or 25% of SI if a claim; applicable once during the policy year, not cumulative |
| Maternity | Optional cover: Delivery Expense up to Rs 2 Lakhs (normal or caesarean) |
| OPD | Optional Outpatient Benefit (Silver/ |
| Sample annual premium | ₹6,973 |
|---|---|
| Sample premium is for | 1 adult (1A), age band 26-30, Sum Insured Rs 10,00,000, Neo Plan, Zone A, gross premium excluding tax |
| IRDAI UIN | GHIHLIP26042V012526 |
|---|
Galaxy Health Galaxy Marvel - Neo Plan (IRDAI UIN GHIHLIP26042V012526) is an individual and family floater health insurance plan with sum insured from 5 lakh to 2 crore (8 options). Pre-existing diseases are covered after 3 years. It is one of 53 health insurance plans on Comparezi, from Galaxy Health.
Information only. Comparezi does not sell insurance, does not give advice and is not paid by insurers. The policy wording issued by the insurer prevails over this summary.
Of the 50 health insurance plans on Comparezi with a stated pre-existing disease waiting period, 9 have a shorter one and 40 have the same. Of the 49 health insurance plans on Comparezi with a stated post-hospitalisation period, none has a longer one and 21 have the same.
It depends on your age, cover, city and options. Galaxy Health's own published premium table gives ₹6,973 a year for this profile: 1 adult (1A), age band 26-30, Sum Insured Rs 10,00,000, Neo Plan, Zone A, gross premium excluding tax. Your premium will differ; get a quote from the insurer.
Checked 6 November 2026. Values the documents do not state are left out rather than estimated. See how Comparezi checks data.
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