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IndusInd General · RELHLIP23120V042223
IndusInd General Health Infinity (IRDAI UIN RELHLIP23120V042223) is an individual and family floater health insurance plan with sum insured from 3 lakh to 5 crore (11 options). Pre-existing diseases are covered after 3 years.
Premiums depend on age, cover, city, health and the options you choose. Where the insurer published a premium, the figure shown is for the exact profile stated next to it; your premium will differ. Comparezi does not sell insurance or give advice: check the insurer's prospectus and policy wording, which prevail.
In short
IndusInd General Health Infinity is a health insurance plan from IndusInd General. Key specifications: plan type Individual and family floater, pre-existing disease waiting 36 months. Among health insurance here it fits best for longer pre- and post-hospital cover and high sum insured available.
| Plan type | Individual and family floater |
|---|---|
| Sum insured options | 3 lakh, 5 lakh, 10 lakh, 15 lakh, 25 lakh, 50 lakh, 1 crore, 2 crore, 3 crore, 4 crore, 5 crore |
| Highest sum insured | 500 lakh |
| Entry age | 91 days to 65 years |
| Co-payment | None for Zone A premium; 20% if Zone B premium and treated in Zone A |
| Initial waiting period | 30 days |
|---|---|
| Pre-existing disease waiting | 36 months |
| Specific illness waiting | 24 months |
| Pre-hospitalisation | 90 days |
|---|---|
| Post-hospitalisation | 180 days |
| Day-care treatment | Yes |
| AYUSH treatment | Yes |
| Restore benefit | Restore Benefit equal to 100% of the Sum Insured, applied once per Policy Year (optional Unlimited Restore) |
| Maternity | Optional add-on (Mother and Child Care), 12/ |
| OPD | Optional add-on (OPD Cover) |
| Health incurred claim ratio (insurer) | 87.34% |
|---|---|
| Claims figures for | FY 2024-25: health incurred claim ratio including personal accident, IRDAI Annual Report (Statement 10) |
| Network hospitals (insurer) | 10,000+ |
| IRDAI UIN | RELHLIP23120V042223 |
IndusInd General Health Infinity (IRDAI UIN RELHLIP23120V042223) is an individual and family floater health insurance plan with sum insured from 3 lakh to 5 crore (11 options). Pre-existing diseases are covered after 3 years. It is one of 53 health insurance plans on Comparezi, from IndusInd General.
Information only. Comparezi does not sell insurance, does not give advice and is not paid by insurers. The policy wording issued by the insurer prevails over this summary.
Of the 50 health insurance plans on Comparezi with a stated pre-existing disease waiting period, 9 have a shorter one and 40 have the same. Of the 49 health insurance plans on Comparezi with a stated post-hospitalisation period, none has a longer one and 21 have the same.
It depends on your age, cover, city and options. IndusInd General does not publish a premium chart for this plan that Comparezi could check, so no figure is shown. Get a quote from the insurer.
IndusInd General's health incurred claim ratio was 87.34% in FY 2024-25 (IRDAI Annual Report; includes personal accident). An incurred claim ratio compares claims with premiums earned; it is not the share of claims paid. IndusInd General states a network of 10,000+ hospitals.
Checked 6 November 2026. Values the documents do not state are left out rather than estimated. See how Comparezi checks data.
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IndusInd General
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