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SBI General · SBIHLIP24141V022324
SBI General Super Health - Elite (IRDAI UIN SBIHLIP24141V022324) is an individual and family floater health insurance plan with sum insured from 3 lakh to 25 lakh (7 options). Pre-existing diseases are covered after 2 years.
Premiums depend on age, cover, city, health and the options you choose. Where the insurer published a premium, the figure shown is for the exact profile stated next to it; your premium will differ. Comparezi does not sell insurance or give advice: check the insurer's prospectus and policy wording, which prevail.
In short
SBI General Super Health - Elite is a health insurance plan from SBI General. Key specifications: plan type Individual and family floater, room rent Actuals up to Sum Insured, pre-existing disease waiting 24 months.
| Plan type | Individual and family floater |
|---|---|
| Sum insured options | 3 lakh, 5 lakh, 7 lakh, 10 lakh, 15 lakh, 20 lakh, 25 lakh |
| Highest sum insured | 25 lakh |
| Entry age | From 91 days (no maximum stated) |
| Room rent | Actuals up to Sum Insured |
| Co-payment | None (optional 10%/ |
| Initial waiting period | 30 days |
|---|---|
| Pre-existing disease waiting | 24 months |
| Specific illness waiting | 24 months |
| Pre-hospitalisation | 60 days |
|---|---|
| Post-hospitalisation | 90 days |
| Day-care treatment | Yes |
| AYUSH treatment | Yes |
| Restore benefit | ReInsure Benefit: unlimited up to 100% of Base Sum Insured (related and unrelated illness) |
| No-claim bonus | Enhanced Cumulative Bonus: 50% of Base Sum Insured per claim-free year up to 100% (reduced in same proportion if claim settled) |
| Maternity | Not covered |
| OPD | Not covered |
| Health incurred claim ratio (insurer) | 82.19% |
|---|---|
| Claims figures for | FY 2024-25: health incurred claim ratio including personal accident, IRDAI Annual Report (Statement 10) |
| Network hospitals (insurer) | 18,000+ |
| IRDAI UIN | SBIHLIP24141V022324 |
SBI General Super Health - Elite (IRDAI UIN SBIHLIP24141V022324) is an individual and family floater health insurance plan with sum insured from 3 lakh to 25 lakh (7 options). Pre-existing diseases are covered after 2 years. It is one of 53 health insurance plans on Comparezi, from SBI General.
Information only. Comparezi does not sell insurance, does not give advice and is not paid by insurers. The policy wording issued by the insurer prevails over this summary.
Of the 50 health insurance plans on Comparezi with a stated pre-existing disease waiting period, 1 has a shorter one and 7 have the same. Of the 49 health insurance plans on Comparezi with a stated post-hospitalisation period, 22 have a longer one and 19 have the same.
It depends on your age, cover, city and options. SBI General does not publish a premium chart for this plan that Comparezi could check, so no figure is shown. Get a quote from the insurer.
SBI General's health incurred claim ratio was 82.19% in FY 2024-25 (IRDAI Annual Report; includes personal accident). An incurred claim ratio compares claims with premiums earned; it is not the share of claims paid. SBI General states a network of 18,000+ hospitals.
Checked 6 November 2026. Values the documents do not state are left out rather than estimated. See how Comparezi checks data.
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