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Tata AIG · TATHLIP27061V022627
Tata AIG MediCare Select (IRDAI UIN TATHLIP27061V022627) is an individual and family floater health insurance plan with sum insured from 5 lakh to 3 crore (11 options). Pre-existing diseases are covered after 3 years.
Premiums depend on age, cover, city, health and the options you choose. Where the insurer published a premium, the figure shown is for the exact profile stated next to it; your premium will differ. Comparezi does not sell insurance or give advice: check the insurer's prospectus and policy wording, which prevail.
In short
Tata AIG MediCare Select is a health insurance plan from Tata AIG. Key specifications: plan type Individual and family floater, room rent Single Private Room, pre-existing disease waiting 36 months.
| Plan type | Individual and family floater |
|---|---|
| Sum insured options | 5 lakh, 7.5 lakh, 10 lakh, 15 lakh, 20 lakh, 25 lakh, 50 lakh, 75 lakh, 1 crore, 2 crore, 3 crore |
| Highest sum insured | 300 lakh |
| Entry age | From 0 days (no maximum stated) |
| Room rent | Single Private Room |
| Co-payment | None |
| Initial waiting period | 30 days |
|---|---|
| Pre-existing disease waiting | 36 months |
| Specific illness waiting | 24 months |
| Pre-hospitalisation | 90 days |
|---|---|
| Post-hospitalisation | 90 days |
| Day-care treatment | Yes |
| AYUSH treatment | Yes |
| Restore benefit | Restore Infinity Plus: unlimited restorations of base sum insured during a policy year |
| No-claim bonus | Cumulative Bonus 50% of base SI per claim-free year, max 100% (50% decrease after a claim) OR 1% discount in renewal premium |
| Maternity | Optional cover: 10% of SI max Rs 1,00,000 per policy year, 2-year waiting period |
| OPD | Not covered |
| Health incurred claim ratio (insurer) | 76.24% |
|---|---|
| Claims figures for | FY 2024-25: health incurred claim ratio including personal accident, IRDAI Annual Report (Statement 10) |
| Network hospitals (insurer) | 13,000+ |
| IRDAI UIN | TATHLIP27061V022627 |
Tata AIG MediCare Select (IRDAI UIN TATHLIP27061V022627) is an individual and family floater health insurance plan with sum insured from 5 lakh to 3 crore (11 options). Pre-existing diseases are covered after 3 years. It is one of 53 health insurance plans on Comparezi, from Tata AIG.
Information only. Comparezi does not sell insurance, does not give advice and is not paid by insurers. The policy wording issued by the insurer prevails over this summary.
Of the 50 health insurance plans on Comparezi with a stated pre-existing disease waiting period, 9 have a shorter one and 40 have the same. Of the 49 health insurance plans on Comparezi with a stated post-hospitalisation period, 22 have a longer one and 19 have the same.
It depends on your age, cover, city and options. Tata AIG does not publish a premium chart for this plan that Comparezi could check, so no figure is shown. Get a quote from the insurer.
Tata AIG's health incurred claim ratio was 76.24% in FY 2024-25 (IRDAI Annual Report; includes personal accident). An incurred claim ratio compares claims with premiums earned; it is not the share of claims paid. Tata AIG states a network of 13,000+ hospitals.
Checked 6 November 2026. Values the documents do not state are left out rather than estimated. See how Comparezi checks data.
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