Aditya Birla Sun Life
Super Term Plan
- 65 years Maximum entry age
- 85 years Maximum maturity age
- 98.65% Death claims settled (insurer)
Sample premium
₹19,400 a year*
Ageas Federal Life · 135N088V02
Ageas Federal Life iSecure Plan
Ageas Federal Life iSecure Plan (IRDAI UIN 135N088V02) is a term life insurance plan for people aged 21 to 65 at entry, with cover up to age 85.
Premiums depend on age, cover, city, health and the options you choose. Where the insurer published a premium, the figure shown is for the exact profile stated next to it; your premium will differ. Comparezi does not sell insurance or give advice: check the insurer's prospectus and policy wording, which prevail.
In short
Ageas Federal Life iSecure Plan is a term life insurance plan from Ageas Federal Life. Key specifications: maximum entry age 65 years, maximum maturity age 85 years, death claims settled (insurer) 98.52%.
Sample premium
₹14,640 a year*
*For: Healthy non-smoker male, age 30, Life Cover option, Sum Assured Rs 1 Cr, Policy Term 35 years, Premium Payment Term 25 years (limited pay; not the 30-year regular-pay profile). Tax inclusion not stated. Only sample rate given for age 30.. Your premium will differ.
- Maximum entry age
- 65 years
- Maximum maturity age
- 85 years
- Death claims settled (insurer)
- 98.52%
Pros
- Return-of-premium option available
Full specifications
Eligibility
| Minimum entry age | 21 years |
|---|---|
| Maximum entry age | 65 years |
| Maximum maturity age | 85 years |
| Policy term | Regular/ |
| Minimum sum assured | ₹50,00,000 |
| Maximum sum assured | No limits (subject to Board approved underwriting policy) |
Plan
| Plan options | Life Cover, Life Cover with Return of Premium |
|---|---|
| Premium payment | Single Pay, Regular Pay, Limited Pay (7, 10, 15, 20 & 25 years); Single Pay, Yearly, Half-Yearly and Monthly |
| Return of premium option | Yes |
| Death benefit payout | Lump sum |
Premium
| Sample annual premium | ₹14,640 |
|---|---|
| Sample premium is for | Healthy non-smoker male, age 30, Life Cover option, Sum Assured Rs 1 Cr, Policy Term 35 years, Premium Payment Term 25 years (limited pay; not the 30-year regular-pay profile). Tax inclusion not stated. Only sample rate given for age 30. |
Insurer
| Death claims settled (insurer) | 98.52% |
|---|---|
| Claims figures for | FY 2024-25: individual death claims paid out of claims decided and pending, by number, computed from IRDAI Handbook on Indian Insurance Statistics (Table 15) |
| IRDAI UIN | 135N088V02 |
About the iSecure Plan
Ageas Federal Life iSecure Plan (IRDAI UIN 135N088V02) is a term life insurance plan for people aged 21 to 65 at entry, with cover up to age 85. It is one of 29 term life insurance plans on Comparezi, from Ageas Federal Life.
Information only. Comparezi does not sell insurance, does not give advice and is not paid by insurers. The policy wording issued by the insurer prevails over this summary.
Eligibility and cover
- Entry age: 21 to 65 years
- Maximum maturity age: 85 years
- Policy term: Regular/Single Pay: minimum 10 years; Limited Pay: 7 PPT-12 PT, 10 PPT-15, 15 PPT-20, 20 PPT-25, 25 PPT-30 minimum; maximum lower of (64 years; 85 - Age at Entry)
- Minimum sum assured: ₹50,00,000
- Maximum sum assured: No limits (subject to Board approved underwriting policy)
Plan options
- Options: Life Cover, Life Cover with Return of Premium
- Premium payment: Single Pay, Regular Pay, Limited Pay (7, 10, 15, 20 & 25 years); Single Pay, Yearly, Half-Yearly and Monthly
- Return of premium: Covered
- Death benefit payout: Lump sum
How it compares on Comparezi
Of the 27 term life insurance plans on Comparezi with a stated maximum maturity age, 11 have a longer one and 10 have the same.
Premium
It depends on your age, cover, city and options. Ageas Federal Life's own published premium table gives ₹14,640 a year for this profile: Healthy non-smoker male, age 30, Life Cover option, Sum Assured Rs 1 Cr, Policy Term 35 years, Premium Payment Term 25 years (limited pay; not the 30-year regular-pay profile). Tax inclusion not stated. Only sample rate given for age 30. Your premium will differ; get a quote from the insurer.
About the insurer
Ageas Federal Life paid 98.52% of individual death claims in FY 2024-25 (by number of claims, computed from IRDAI's published claim counts).
Similar plans from other insurers
- Aditya Birla Sun Life Super Term Plan (Ageas Federal Life iSecure Plan vs Aditya Birla Sun Life Super Term Plan)
- Axis Max Life Smart Secure Plus Plan (Ageas Federal Life iSecure Plan vs Axis Max Life Smart Secure Plus Plan)
- Bajaj Life iSecure II (Ageas Federal Life iSecure Plan vs Bajaj Life iSecure II)
- Bandhan Life iTerm Prime (Ageas Federal Life iSecure Plan vs Bandhan Life iTerm Prime)
Sources
- Insurer page (ageasfederal.com)
- Brochure (sacicwpprd01.blob.core.windows.net)
- IRDAI publication (irdai.gov.in)
Checked 6 November 2026. Values the documents do not state are left out rather than estimated. See how Comparezi checks data.
Alternatives
Alternatives to the iSecure Plan
Axis Max Life
Smart Secure Plus Plan
- 65 years Maximum entry age
- 85 years Maximum maturity age
- 99.7% Death claims settled (insurer)
Sample premium
₹16,178 a year*
Bajaj Life
iSecure II
- 65 years Maximum entry age
- 85 years Maximum maturity age
- 99.29% Death claims settled (insurer)
Sample premium
₹13,451 a year*
Bandhan Life
iTerm Prime
- 65 years Maximum entry age
- 85 years Maximum maturity age
- 99.73% Death claims settled (insurer)
Sample premium
₹9,453 a year*
Head to head
Compare the iSecure Plan
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Super Term Plan vs iSecure Plan
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iSecure Plan vs iTerm Prime
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iSecure Plan vs iSecure II
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iSecure Plan vs Smart Secure Plus Plan
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Questions
iSecure Plan FAQs
It depends on your age, cover, city and options. Ageas Federal Life's own published premium table gives ₹14,640 a year for this profile: Healthy non-smoker male, age 30, Life Cover option, Sum Assured Rs 1 Cr, Policy Term 35 years, Premium Payment Term 25 years (limited pay; not the 30-year regular-pay profile). Tax inclusion not stated. Only sample rate given for age 30. Your premium will differ; get a quote from the insurer.
135N088V02. The UIN identifies the exact product version filed with IRDAI; check it on your policy documents.
From 21 years to 65 years; limits can differ by plan option.
Up to age 85 at most; the limit can differ by plan option.
Yes, as an option or variant; the base cover pays only on death.
98.52% of individual death claims were paid in FY 2024-25, by number of claims, computed from IRDAI's published claim counts. It is an insurer-wide figure, not one for this plan.
Data sources
- Manufacturer official pages
Last updated
Product details
Disclosure
Links to insurers are not paid. Comparezi earns only from labelled ads, which never affect the Comparezi Score, the order of insurers, or the price shown, which is what the insurer listed when we checked.