Bajaj Life
eTouch II
- 65 years Maximum entry age
- 99 years Maximum maturity age
- 99.29% Death claims settled (insurer)
Sample premium
₹24,359 a year*
Aviva Life · 122N148V02
Aviva Life Signature 3D Term Plan
Aviva Life Signature 3D Term Plan (IRDAI UIN 122N148V02) is a term life insurance plan for people aged 18 to 65 at entry, with cover up to age 99.
Premiums depend on age, cover, city, health and the options you choose. Where the insurer published a premium, the figure shown is for the exact profile stated next to it; your premium will differ. Comparezi does not sell insurance or give advice: check the insurer's prospectus and policy wording, which prevail.
In short
Aviva Life Signature 3D Term Plan is a term life insurance plan from Aviva Life. Key specifications: maximum entry age 65 years, maximum maturity age 99 years, death claims settled (insurer) 99.07%. Among term life insurance here it fits best for cover to an older age and low minimum cover.
Sample premium
₹11,371 a year*
*For: Male, age 30, 3D - Pure Term option, Sum Assured Rs 1 Cr, Policy Term 30 years, annual premium rate. Smoker status, premium payment term and tax treatment not stated.. Your premium will differ.
- Maximum entry age
- 65 years
- Maximum maturity age
- 99 years
- Death claims settled (insurer)
- 99.07%
Pros
- Return-of-premium option available
Who should buy it
- Best for Cover to an older age · What matters most? (pick any) #6 of 29 term life insurance for this
- Best for Low minimum cover · What matters most? (pick any) #3 of 29 term life insurance for this
Full specifications
Eligibility
| Minimum entry age | 18 years |
|---|---|
| Maximum entry age | 65 years |
| Maximum maturity age | 99 years |
| Policy term | Regular Premium: 10 to 62 years; Limited Premium: 15 to 62 years; Whole Life with Limited Premium (3D - Pure Term): 34 to 81 years; 3D - TROP Regular: 15 to 62 years |
| Minimum sum assured | ₹5,00,000 |
| Maximum sum assured | No Limit subject to Board Approved Underwriting Policy (POSP: Rs 25 Lakh) |
Plan
| Plan options | 3D - Pure Term, 3D - Accelerated, 3D - Family Plus, 3D - TROP |
|---|---|
| Premium payment | Regular Premium (10 to 62 years); Limited Premium 10, 15, 20, 25, 30 years (TROP: 15, 20, 25, 30); Whole Life with Limited Premium: minimum (70 minus Entry Age, 30 years), 10, 15 (5 years only for entry age 65) |
| Return of premium option | Yes |
| Death benefit payout | Lumpsum (3D - Pure Term, Accelerated, TROP); Lumpsum plus Regular Monthly Payouts for 10 years (3D - Family Plus) |
| Riders | Aviva Accidental Casualty Non-Linked Rider (UIN: 122B035V01), Aviva New Critical Illness Non-Linked Rider (UIN: 122B036V02), Aviva Cancer Cardio Non-Linked Rider (UIN: 122B037V02) |
| Terminal illness benefit | Yes |
| Waiver of premium | Waiver of Premiums in case of Critical / |
Premium
| Sample annual premium | ₹11,371 |
|---|---|
| Sample premium is for | Male, age 30, 3D - Pure Term option, Sum Assured Rs 1 Cr, Policy Term 30 years, annual premium rate. Smoker status, premium payment term and tax treatment not stated. |
Insurer
| Death claims settled (insurer) | 99.07% |
|---|---|
| Claims figures for | FY 2024-25: individual death claims paid out of claims decided and pending, by number, computed from IRDAI Handbook on Indian Insurance Statistics (Table 15) |
| IRDAI UIN | 122N148V02 |
About the Signature 3D Term Plan
Aviva Life Signature 3D Term Plan (IRDAI UIN 122N148V02) is a term life insurance plan for people aged 18 to 65 at entry, with cover up to age 99. It is one of 29 term life insurance plans on Comparezi, from Aviva Life.
Information only. Comparezi does not sell insurance, does not give advice and is not paid by insurers. The policy wording issued by the insurer prevails over this summary.
Eligibility and cover
- Entry age: 18 to 65 years
- Maximum maturity age: 99 years
- Policy term: Regular Premium: 10 to 62 years; Limited Premium: 15 to 62 years; Whole Life with Limited Premium (3D - Pure Term): 34 to 81 years; 3D - TROP Regular: 15 to 62 years
- Minimum sum assured: ₹5,00,000
- Maximum sum assured: No Limit subject to Board Approved Underwriting Policy (POSP: Rs 25 Lakh)
Plan options
- Options: 3D - Pure Term, 3D - Accelerated, 3D - Family Plus, 3D - TROP
- Premium payment: Regular Premium (10 to 62 years); Limited Premium 10, 15, 20, 25, 30 years (TROP: 15, 20, 25, 30); Whole Life with Limited Premium: minimum (70 minus Entry Age, 30 years), 10, 15 (5 years only for entry age 65)
- Return of premium: Covered
- Death benefit payout: Lumpsum (3D - Pure Term, Accelerated, TROP); Lumpsum plus Regular Monthly Payouts for 10 years (3D - Family Plus)
- Riders: Aviva Accidental Casualty Non-Linked Rider (UIN: 122B035V01), Aviva New Critical Illness Non-Linked Rider (UIN: 122B036V02), Aviva Cancer Cardio Non-Linked Rider (UIN: 122B037V02)
- Terminal illness benefit: Covered
- Waiver of premium: Waiver of Premiums in case of Critical / Terminal Illness: applicable with Aviva New Critical Illness Rider and 3D - Accelerated option
How it compares on Comparezi
Of the 27 term life insurance plans on Comparezi with a stated maximum maturity age, 5 have a longer one and 5 have the same.
Premium
It depends on your age, cover, city and options. Aviva Life's own published premium table gives ₹11,371 a year for this profile: Male, age 30, 3D - Pure Term option, Sum Assured Rs 1 Cr, Policy Term 30 years, annual premium rate. Smoker status, premium payment term and tax treatment not stated. Your premium will differ; get a quote from the insurer.
About the insurer
Aviva Life paid 99.07% of individual death claims in FY 2024-25 (by number of claims, computed from IRDAI's published claim counts).
Similar plans from other insurers
- Bajaj Life eTouch II (Aviva Life Signature 3D Term Plan vs Bajaj Life eTouch II)
- Bharti AXA Life Flexi Term Pro (Aviva Life Signature 3D Term Plan vs Bharti AXA Life Flexi Term Pro)
- Canara HSBC Life iSelect Smart360 Term Plan (Aviva Life Signature 3D Term Plan vs Canara HSBC Life iSelect Smart360 Term Plan)
- IndiaFirst Life Elite Term Plan (Aviva Life Signature 3D Term Plan vs IndiaFirst Life Elite Term Plan)
Sources
- Brochure (avivaindia.com)
- Insurer page (avivaindia.com)
- Insurer document (PDF) (avivaindia.com)
- IRDAI publication (irdai.gov.in)
Checked 6 November 2026. Values the documents do not state are left out rather than estimated. See how Comparezi checks data.
Alternatives
Alternatives to the Signature 3D Term Plan
Bharti AXA Life
Flexi Term Pro
- 65 years Maximum entry age
- 99 years Maximum maturity age
- 99.18% Death claims settled (insurer)
Sample premium
₹11,300 a year*
Canara HSBC Life
iSelect Smart360 Term Plan
- 65 years Maximum entry age
- 99 years Maximum maturity age
- 99.43% Death claims settled (insurer)
Sample premium
₹13,296 a year*
IndiaFirst Life
Elite Term Plan
- 65 years Maximum entry age
- 99 years Maximum maturity age
- 98.22% Death claims settled (insurer)
Sample premium
₹10,303 a year*
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Questions
Signature 3D Term Plan FAQs
It depends on your age, cover, city and options. Aviva Life's own published premium table gives ₹11,371 a year for this profile: Male, age 30, 3D - Pure Term option, Sum Assured Rs 1 Cr, Policy Term 30 years, annual premium rate. Smoker status, premium payment term and tax treatment not stated. Your premium will differ; get a quote from the insurer.
122N148V02. The UIN identifies the exact product version filed with IRDAI; check it on your policy documents.
From 18 years to 65 years; limits can differ by plan option.
Up to age 99 at most; the limit can differ by plan option.
Yes, as an option or variant; the base cover pays only on death.
99.07% of individual death claims were paid in FY 2024-25, by number of claims, computed from IRDAI's published claim counts. It is an insurer-wide figure, not one for this plan.
Aviva Accidental Casualty Non-Linked Rider (UIN: 122B035V01), Aviva New Critical Illness Non-Linked Rider (UIN: 122B036V02), Aviva Cancer Cardio Non-Linked Rider (UIN: 122B037V02).
Data sources
- Manufacturer official pages
Last updated
Product details
Disclosure
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