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Edelweiss Life · 147N080V01

Edelweiss Life Zindagi Protect Plus

Edelweiss Life Zindagi Protect Plus (IRDAI UIN 147N080V01) is a term life insurance plan for people aged 18 to 65 at entry, with cover up to age 100.

Premiums depend on age, cover, city, health and the options you choose. Where the insurer published a premium, the figure shown is for the exact profile stated next to it; your premium will differ. Comparezi does not sell insurance or give advice: check the insurer's prospectus and policy wording, which prevail.

In short

Edelweiss Life Zindagi Protect Plus is a term life insurance plan from Edelweiss Life. Key specifications: maximum entry age 65 years, maximum maturity age 100 years, death claims settled (insurer) 99.29%. Among term life insurance here it fits best for cover to an older age.

Premium depends on your profile
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Maximum entry age
65 years
Maximum maturity age
100 years
Death claims settled (insurer)
99.29%

Pros

  • Cover can run to age 100, later than 81% of the 27 term life insurance plans on Comparezi that state it
  • Return-of-premium option available

Who should buy it

  • Best for Cover to an older age · What matters most? (pick any) #1 of 29 term life insurance for this

Full specifications

Eligibility

Minimum entry age 18 years
Maximum entry age 65 years
Maximum maturity age 100 years
Policy term Minimum 5 (Regular Pay, Life Cover) / 10 (Regular Pay, ROP) to maximum 100 years - age at entry of Life Insured
Minimum sum assured ₹50,00,000
Maximum sum assured No Limit, Subject to board approved underwriting policy

Plan

Plan options Life Cover option, Return of Premium option
Premium payment Regular Pay (same as policy term); Limited Pay 5/7/10/15/20; Limited Pay 'To Age 60' (60 - entry age); Yearly / Half-yearly / Quarterly / Monthly
Return of premium option Yes
Death benefit payout Lumpsum; Monthly Income; Lumpsum plus Monthly Income
Riders Edelweiss Life - Accidental Death Benefit Rider (UIN: 147B002V05), Edelweiss Life - Accidental Total and Permanent Disability Rider (UIN: 147B001V05), Edelweiss Life - Critical Illness Rider (UIN: 147B005V05), Edelweiss Life - Waiver of Premium Rider (UIN: 147B003V06)
Waiver of premium Via Edelweiss Life - Waiver of Premium Rider: waives future premiums on Critical Illness or Total and Permanent Disability due to accident

Insurer

Death claims settled (insurer) 99.29%
Claims figures for FY 2024-25: individual death claims paid out of claims decided and pending, by number, computed from IRDAI Handbook on Indian Insurance Statistics (Table 15)
IRDAI UIN 147N080V01

About the Zindagi Protect Plus

Edelweiss Life Zindagi Protect Plus (IRDAI UIN 147N080V01) is a term life insurance plan for people aged 18 to 65 at entry, with cover up to age 100. It is one of 29 term life insurance plans on Comparezi, from Edelweiss Life.

Information only. Comparezi does not sell insurance, does not give advice and is not paid by insurers. The policy wording issued by the insurer prevails over this summary.

Eligibility and cover

  • Entry age: 18 to 65 years
  • Maximum maturity age: 100 years
  • Policy term: Minimum 5 (Regular Pay, Life Cover) / 10 (Regular Pay, ROP) to maximum 100 years - age at entry of Life Insured
  • Minimum sum assured: ₹50,00,000
  • Maximum sum assured: No Limit, Subject to board approved underwriting policy

Plan options

  • Options: Life Cover option, Return of Premium option
  • Premium payment: Regular Pay (same as policy term); Limited Pay 5/7/10/15/20; Limited Pay 'To Age 60' (60 - entry age); Yearly / Half-yearly / Quarterly / Monthly
  • Return of premium: Covered
  • Death benefit payout: Lumpsum; Monthly Income; Lumpsum plus Monthly Income
  • Riders: Edelweiss Life - Accidental Death Benefit Rider (UIN: 147B002V05), Edelweiss Life - Accidental Total and Permanent Disability Rider (UIN: 147B001V05), Edelweiss Life - Critical Illness Rider (UIN: 147B005V05), Edelweiss Life - Waiver of Premium Rider (UIN: 147B003V06)
  • Waiver of premium: Via Edelweiss Life - Waiver of Premium Rider: waives future premiums on Critical Illness or Total and Permanent Disability due to accident

How it compares on Comparezi

Of the 27 term life insurance plans on Comparezi with a stated maximum maturity age, none has a longer one and 4 have the same.

Premium

It depends on your age, cover, city and options. Edelweiss Life does not publish a premium chart for this plan that Comparezi could check, so no figure is shown. Get a quote from the insurer.

About the insurer

Edelweiss Life paid 99.29% of individual death claims in FY 2024-25 (by number of claims, computed from IRDAI's published claim counts).

Similar plans from other insurers

Sources

Checked 6 November 2026. Values the documents do not state are left out rather than estimated. See how Comparezi checks data.

Alternatives

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Head to head

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Questions

Zindagi Protect Plus FAQs

It depends on your age, cover, city and options. Edelweiss Life does not publish a premium chart for this plan that Comparezi could check, so no figure is shown. Get a quote from the insurer.

147N080V01. The UIN identifies the exact product version filed with IRDAI; check it on your policy documents.

From 18 years to 65 years; limits can differ by plan option.

Up to age 100 at most; the limit can differ by plan option.

Yes, as an option or variant; the base cover pays only on death.

99.29% of individual death claims were paid in FY 2024-25, by number of claims, computed from IRDAI's published claim counts. It is an insurer-wide figure, not one for this plan.

Edelweiss Life - Accidental Death Benefit Rider (UIN: 147B002V05), Edelweiss Life - Accidental Total and Permanent Disability Rider (UIN: 147B001V05), Edelweiss Life - Critical Illness Rider (UIN: 147B005V05), Edelweiss Life - Waiver of Premium Rider (UIN: 147B003V06).

Data sources

  • Manufacturer official pages

Last updated

Product details

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