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Two-Wheeler Insurance · head to head

Comprehensive Bike Insurance Policy vs Digit Two-Wheeler Insurance (Comprehensive)

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Specifications side by side

Spec
Comprehensive Bike Insurance Policy
Digit Two-Wheeler Insurance (Comprehensive)
Policy
Policy types
Third-party Bike Insurance Policy, Comprehensive Bike Insurance Policy, Standalone Own Damage Insurance Policy
Third-Party, Comprehensive, Own Damage
Number of add-ons listed
8
8
Add-ons listed
Zero Depreciation Cover, Personal Accident (PA) Cover, Pillion Rider Cover, Return To Invoice Cover, Helmet Protect Cover, Engine Protection Cover, Consumables Cover, 24/7 Road Assistance
Daily Conveyance Benefit, Engine & Gear-box Protection Cover, Tyre Protect, Consumable Cover, Return to Invoice Cover, EV Shield Add-on Cover, Zero Depreciation Cover, Breakdown Assistance
Cashless garages
4000+
10,000+
Claim process
Inform the insurer (helpline or message) to register the claim; click photos of damage; take bike to network or non-network garage; upload documents; surveyor may inspect; claim verified; cashless settled at network garage or reimbursement after repair.
Digit App: login and open 'File Motor Claim', select policy; fill in accident and damage details; update personal details; claim filed and next steps sent on email and WhatsApp; smartphone-enabled self inspection.

A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

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