Skip to content

Two-Wheeler Insurance

Two-wheeler package policies compared on add-ons, cashless garages and claim process, with the official third-party premium rates.

Quick facts We compare 19 two-wheeler insurance plans on stored specifications.

Popular two-wheeler insurance

All two-wheeler insurance

19 products

Questions

Two-Wheeler Insurance FAQs

It is fixed by the government, not by the insurer, so it is the same with every insurer. Rates in force from 1 June 2022 (Motor Vehicles): Not exceeding 75 cc: ₹538 a year, ₹2,901 for a 5-year policy; Exceeding 75 cc but not exceeding 150 cc: ₹714 a year, ₹3,851 for a 5-year policy; Exceeding 150 cc but not exceeding 350 cc: ₹1,366 a year, ₹7,365 for a 5-year policy; Exceeding 350 cc: ₹2,804 a year, ₹15,117 for a 5-year policy. GST is extra. Source: https://thc.nic.in/Central%20Governmental%20Rules/Motor%20Vehicles%20(Third%20Party%20Insurance%20Base%20Premium%20and%20Liablity)%20Rules,%202022.pdf

Yes. Under the Motor Vehicles Act, every vehicle used in a public place must have at least third-party liability insurance. A comprehensive (package) policy adds cover for damage to your own vehicle.

The own-damage part depends on the vehicle's insured declared value (IDV), its age, city, no-claim bonus and the add-ons chosen, and each insurer prices it differently. Comparezi therefore lists the add-ons and garage networks each insurer states rather than a single price.
Compare