Premium depends on your profile
Travel Insurance · head to head
International Travel Insurance vs Smart Travel
Zurich Kotak
Smart Travel
Premium depends on your profile
Specifications side by side
Spec
International Travel Insurance
Smart Travel
Plan
Trip type
Single trip
Single trip
Geography
—
Asia | Worldwide Including USA & Canada | Worldwide Excluding USA & Canada | Schengen
Sum insured options (USD)
—
USD 30,000, USD 50,000, USD 100,000, USD 150,000, USD 250,000, USD 500,000, USD 750,000, USD 1,000,000
Entry age
over 91 days old but under 70 years old
Single Trip: Minimum Entry Age 3 months, Maximum Age No Limit (plans: 3 Months to 70 years; Senior 71 years and above)
Pre-existing conditions
Excluded: 'Pre-existing diseases and related complications as per policy terms'
Optional 'Pre-existing Disease cover' (declared and accepted conditions) up to its own sum insured: USD 2,500 (Platinum), USD 5,000 (Platinum Plus); NA for Silver, Gold, Senior; otherwise 'Any treatment of a Pre-existing disease' excluded
Benefits
Medical expenses
Yes
Yes
Trip cancellation
Yes
Yes
Baggage loss
Yes
Yes
Baggage delay
Yes
Yes
Passport loss
Yes
Yes
Flight delay
Yes
Yes
Personal liability
Yes
Yes
Insurer
IRDAI UIN
—
ZUKTIOP25061V022425
A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.