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Zurich Kotak · ZUKTIOP25061V022425

Zurich Kotak Smart Travel

Zurich Kotak Smart Travel (IRDAI UIN ZUKTIOP25061V022425) is a single trip international travel insurance plan with medical sum insured from USD 30,000 to USD 1,000,000 (8 options).

Premiums depend on age, cover, city, health and the options you choose. Where the insurer published a premium, the figure shown is for the exact profile stated next to it; your premium will differ. Comparezi does not sell insurance or give advice: check the insurer's prospectus and policy wording, which prevail.

In short

Zurich Kotak Smart Travel is a travel insurance plan from Zurich Kotak. Key specifications: trip type Single trip, sum insured options (USD) USD 30,000, USD 50,000, USD 100,000, USD 150,000, USD 250,000, USD 500,000, USD 750,000, USD 1,000,000. Among travel insurance here it fits best for most benefits included first.

Premium depends on your profile
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Trip type
Single trip
Sum insured options (USD)
USD 30,000, USD 50,000, USD 100,000, USD 150,000, USD 250,000, USD 500,000, USD 750,000, USD 1,000,000

Who should buy it

  • Best for Most benefits included first · How should we order the plans? #1 of 23 travel insurance for this

Full specifications

Plan

Trip type Single trip
Geography Asia | Worldwide Including USA & Canada | Worldwide Excluding USA & Canada | Schengen
Sum insured options (USD) USD 30,000, USD 50,000, USD 100,000, USD 150,000, USD 250,000, USD 500,000, USD 750,000, USD 1,000,000
Entry age Single Trip: Minimum Entry Age 3 months, Maximum Age No Limit (plans: 3 Months to 70 years; Senior 71 years and above)
Pre-existing conditions Optional 'Pre-existing Disease cover' (declared and accepted conditions) up to its own sum insured: USD 2,500 (Platinum), USD 5,000 (Platinum Plus); NA for Silver, Gold, Senior; otherwise 'Any treatment of a Pre-existing disease' excluded

Benefits

Medical expenses Yes
Trip cancellation Yes
Baggage loss Yes
Baggage delay Yes
Passport loss Yes
Flight delay Yes
Personal liability Yes

Insurer

IRDAI UIN ZUKTIOP25061V022425

About the Smart Travel

Zurich Kotak Smart Travel (IRDAI UIN ZUKTIOP25061V022425) is a single trip international travel insurance plan with medical sum insured from USD 30,000 to USD 1,000,000 (8 options). It is one of 23 travel insurance plans on Comparezi, from Zurich Kotak.

Information only. Comparezi does not sell insurance, does not give advice and is not paid by insurers. The policy wording issued by the insurer prevails over this summary.

Plan

  • Trip type: Single trip
  • Geography: Asia | Worldwide Including USA & Canada | Worldwide Excluding USA & Canada | Schengen
  • Sum insured options: USD 30,000, USD 50,000, USD 100,000, USD 150,000, USD 250,000, USD 500,000, USD 750,000, USD 1,000,000
  • Entry age: Single Trip: Minimum Entry Age 3 months, Maximum Age No Limit (plans: 3 Months to 70 years; Senior 71 years and above)
  • Pre-existing conditions: Optional 'Pre-existing Disease cover' (declared and accepted conditions) up to its own sum insured: USD 2,500 (Platinum), USD 5,000 (Platinum Plus); NA for Silver, Gold, Senior; otherwise 'Any treatment of a Pre-existing disease' excluded

Benefits listed by the insurer

  • Medical expenses: Covered
  • Trip cancellation: Covered
  • Baggage loss: Covered
  • Baggage delay: Covered
  • Passport loss: Covered
  • Flight delay: Covered
  • Personal liability: Covered

Premium

It depends on your age, cover, city and options. Zurich Kotak does not publish a premium chart for this plan that Comparezi could check, so no figure is shown. Get a quote from the insurer.

Similar plans from other insurers

Sources

Checked 6 November 2026. Values the documents do not state are left out rather than estimated. See how Comparezi checks data.

Alternatives

Alternatives to the Smart Travel

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Head to head

Compare the Smart Travel

Questions

Smart Travel FAQs

It depends on your age, cover, city and options. Zurich Kotak does not publish a premium chart for this plan that Comparezi could check, so no figure is shown. Get a quote from the insurer.

ZUKTIOP25061V022425. The UIN identifies the exact product version filed with IRDAI; check it on your policy documents.

Asia | Worldwide Including USA & Canada | Worldwide Excluding USA & Canada | Schengen.

Optional 'Pre-existing Disease cover' (declared and accepted conditions) up to its own sum insured: USD 2,500 (Platinum), USD 5,000 (Platinum Plus); NA for Silver, Gold, Senior; otherwise 'Any treatment of a Pre-existing disease' excluded.

Yes, the insurer lists trip cancellation; limits depend on the plan option.

Data sources

  • Manufacturer official pages

Last updated

Product details

Disclosure

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