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Travel Ace (International) vs Smart Travel

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Specifications side by side

Spec
Travel Ace (International)
Smart Travel
Plan
Trip type
Single trip
Single trip
Geography
Excl USA & Canada | Incl USA & Canada
Asia | Worldwide Including USA & Canada | Worldwide Excluding USA & Canada | Schengen
Sum insured options (USD)
USD 50,000, USD 100,000, USD 200,000, USD 500,000
USD 30,000, USD 50,000, USD 100,000, USD 150,000, USD 250,000, USD 500,000, USD 750,000, USD 1,000,000
Entry age
0-70 yrs (Standard, Silver, Gold, Platinum); 70+ (Super Age)
Single Trip: Minimum Entry Age 3 months, Maximum Age No Limit (plans: 3 Months to 70 years; Senior 71 years and above)
Pre-existing conditions
'Emergency medical treatment for life-threatening conditions arising out of any pre-existing medical condition upto USD 3000 is covered under medical expenses'; Extn. 3 Pre-Existing Illness Cover USD 5000 in Platinum only (NA in other plans)
Optional 'Pre-existing Disease cover' (declared and accepted conditions) up to its own sum insured: USD 2,500 (Platinum), USD 5,000 (Platinum Plus); NA for Silver, Gold, Senior; otherwise 'Any treatment of a Pre-existing disease' excluded
Benefits
Medical expenses
Yes
Yes
Trip cancellation
Yes
Yes
Baggage loss
Yes
Yes
Baggage delay
Yes
Yes
Passport loss
Yes
Yes
Flight delay
Yes
Yes
Personal liability
Yes
Yes
Premium
Sample annual premium
₹718
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Sample premium is for
Travel Ace Standard (USD 50,000), premium with medical sub-limit, Excl USA & Canada, age band 0-50, travel days 1-15; brochure does not state GST inclusion
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Insurer
IRDAI UIN
BAJTIOP24008V022324
ZUKTIOP25061V022425

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