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Car Insurance · head to head

Car Insurance (Private Car Comprehensive) vs Private Car Package Policy

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Quick verdict

  • Private Car Package Policy is better for most add-ons to choose from.

Computed from stored specifications, the published car insurance scoring rules and recorded prices. Not an opinion.

Specifications side by side

Spec
Car Insurance (Private Car Comprehensive)
Private Car Package Policy
Policy
Policy types
Comprehensive Car Insurance, Third Party Car insurance, Standalone Own Damage Cover, Cover for Brand New Car (Single Year Comprehensive Cover, Long Term Comprehensive Cover)
Private Car Package Policy, Liability Only Private Car Policy, Private Car Policy - Bundled, Stand Alone Own Damage Private Car Policy
Number of add-ons listed
11
13
Add-ons listed
Zero Depreciation Cover, No Claim Bonus (NCB) Protection, Roadside Assistance, Cost of Consumables Cover, Tyre Secure Cover, EMI Protector, Return to invoice (RTI), Engine Protection Cover, Downtime Protection, Loss of Personal Belongings Cover, Pay As You Drive Cover
Zero Depreciation, Engine Protector, Consumable Expenses, Key Protect Cover, Return to Invoice, Daily Conveyance Benefit, Loss of Personal Belongings, Tyre & Rim Protector, NCB Retention Cover, Pay as you drive, Emergency Medical Expenses, EV secure plus, RSA GOLD
Cashless garages
12,200+
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Claim process
1. Notify your insurer (24/7 via phone, mobile app or website). 2. Submit essential documents (policy, driving licence, RC). 3. Surveyor inspects and assesses damage. 4. Cashless repair at a network garage, or pay and claim reimbursement.
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Insurer
IRDAI UIN
IRDAN125P0005V01200203
IRDAN141RP0001V02200809

A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

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