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HDFC ERGO · IRDAN125P0005V01200203

HDFC ERGO Car Insurance (Private Car Comprehensive)

HDFC ERGO Car Insurance (Private Car Comprehensive) (IRDAI UIN IRDAN125P0005V01200203) is a private car insurance policy with 11 add-ons listed by the insurer.

Premiums depend on age, cover, city, health and the options you choose. Where the insurer published a premium, the figure shown is for the exact profile stated next to it; your premium will differ. Comparezi does not sell insurance or give advice: check the insurer's prospectus and policy wording, which prevail.

In short

HDFC ERGO Car Insurance (Private Car Comprehensive) is a car insurance plan from HDFC ERGO. Key specifications: number of add-ons listed 11, cashless garages 12,200+.

Premium depends on your profile
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Number of add-ons listed
11
Cashless garages
12,200+

Full specifications

Policy

Policy types Comprehensive Car Insurance, Third Party Car insurance, Standalone Own Damage Cover, Cover for Brand New Car (Single Year Comprehensive Cover, Long Term Comprehensive Cover)
Number of add-ons listed 11
Add-ons listed Zero Depreciation Cover, No Claim Bonus (NCB) Protection, Roadside Assistance, Cost of Consumables Cover, Tyre Secure Cover, EMI Protector, Return to invoice (RTI), Engine Protection Cover, Downtime Protection, Loss of Personal Belongings Cover, Pay As You Drive Cover
Cashless garages 12,200+
Claim process 1. Notify your insurer (24/7 via phone, mobile app or website). 2. Submit essential documents (policy, driving licence, RC). 3. Surveyor inspects and assesses damage. 4. Cashless repair at a network garage, or pay and claim reimbursement.

Insurer

IRDAI UIN IRDAN125P0005V01200203

Specifications

Vehicle Private car

About the Car Insurance (Private Car Comprehensive)

HDFC ERGO Car Insurance (Private Car Comprehensive) (IRDAI UIN IRDAN125P0005V01200203) is a private car insurance policy with 11 add-ons listed by the insurer. It is one of 19 car insurance plans on Comparezi, from HDFC ERGO.

Information only. Comparezi does not sell insurance, does not give advice and is not paid by insurers. The policy wording issued by the insurer prevails over this summary.

Policy

  • Policy types offered: Comprehensive Car Insurance, Third Party Car insurance, Standalone Own Damage Cover, Cover for Brand New Car (Single Year Comprehensive Cover, Long Term Comprehensive Cover)
  • Add-ons listed: Zero Depreciation Cover, No Claim Bonus (NCB) Protection, Roadside Assistance, Cost of Consumables Cover, Tyre Secure Cover, EMI Protector, Return to invoice (RTI), Engine Protection Cover, Downtime Protection, Loss of Personal Belongings Cover, Pay As You Drive Cover
  • Cashless garages: 12,200+
  • Claim process: 1. Notify your insurer (24/7 via phone, mobile app or website). 2. Submit essential documents (policy, driving licence, RC). 3. Surveyor inspects and assesses damage. 4. Cashless repair at a network garage, or pay and claim reimbursement.

Premium

The third-party part is a fixed government rate (see the car insurance page); the own-damage part depends on the vehicle's value, age, city, no-claim bonus and add-ons, so there is no single price. Get a quote from the insurer.

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Sources

Checked 6 November 2026. Values the documents do not state are left out rather than estimated. See how Comparezi checks data.

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Questions

Car Insurance (Private Car Comprehensive) FAQs

The third-party part is a fixed government rate (see the car insurance page); the own-damage part depends on the vehicle's value, age, city, no-claim bonus and add-ons, so there is no single price. Get a quote from the insurer.

IRDAN125P0005V01200203. The UIN identifies the exact product version filed with IRDAI; check it on your policy documents.

Zero Depreciation Cover, No Claim Bonus (NCB) Protection, Roadside Assistance, Cost of Consumables Cover, Tyre Secure Cover, EMI Protector, Return to invoice (RTI), Engine Protection Cover, Downtime Protection, Loss of Personal Belongings Cover, Pay As You Drive Cover.

12,200+, as stated by the insurer.

No. The third-party premium is fixed by the government and is the same with every insurer; the own-damage part and add-ons are priced by the insurer.

Data sources

  • Manufacturer official pages

Last updated

Product details

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