Policy types
Two Wheeler Vehicle Package Policy (Tenure 1, 2 and 3 years), Standalone third party long term two wheeler insurance policy, Two wheeler vehicle liability policy, Stand-alone own damage two wheeler insurance policy, Bundled two wheeler policy
Third-Party Bike Insurance (Mandatory Policy), Comprehensive Bike Insurance, Own Damage (OD) Bike Insurance; long-term (5 years) and bundled package policies
Add-ons listed
Zero Depreciation, NCB Protect, Return to Invoice, Garage Cash, Road Side Assistance, Motor Floater, Telematics, Battery Protect Cover, Emergency Medical Expenses, Consumables Cover, Driving Accessories Cover, Engine Protect Plus, Key Protect, Tyre and Wheel Rim Protect, IL Smart Assist, War Risk Cover
Zero Depreciation, Engine Protector Cover, Helmet Cover, Key Protect Cover, Tyre Protector, NCB Retention Cover, Consumables Expenses, Return to Invoice (RTI), EMI Protection, Daily Allowance Benefit Plus, Rim Protector, Two Wheeler Assistance Cover, Hospital Cash Cover, Voluntary Deductible Cover, E-Bike Battery Protect, Electric Motor Protect, Electric Bike Charger
Claim process
Inform ICICI Lombard (website, IL TakeCare app or helpline), complete video survey via InstaSpect in the IL TakeCare app, submit documents, track the claim.
Cashless: inform within 24 hours at 022-48903009 (paid) or register on the IndusInd Insurance app; visit a network garage; surveyor checks damage; documents submitted; bill settled with garage.