Policy types
Third-Party Bike Insurance (Mandatory Policy), Comprehensive Bike Insurance, Own Damage (OD) Bike Insurance; long-term (5 years) and bundled package policies
Two Wheeler Package Policy, Long Term Two Wheeler Package Policy, Stand-Alone Own Damage Policy for Two Wheeler, Two Wheeler Policy- Bundled (5 year Act only and 1 year Own Damage), Act only Policy Two Wheeler- 5 Year
Add-ons listed
Zero Depreciation, Engine Protector Cover, Helmet Cover, Key Protect Cover, Tyre Protector, NCB Retention Cover, Consumables Expenses, Return to Invoice (RTI), EMI Protection, Daily Allowance Benefit Plus, Rim Protector, Two Wheeler Assistance Cover, Hospital Cash Cover, Voluntary Deductible Cover, E-Bike Battery Protect, Electric Motor Protect, Electric Bike Charger
Depreciation Re-imbursement, Return to Invoice, Protection of NCB, Key replacements, Consumables, Basic Road side Assistance, EMI Protector, Helmet, Inconvenience allowance, Protective clothing cover, Tyre guard, Rim safeguard, Medical expense extension, Loss of Driving License/ Registration Certificate, Inability to drive due to injury cover, Additional personal accident
Claim process
Cashless: inform within 24 hours at 022-48903009 (paid) or register on the IndusInd Insurance app; visit a network garage; surveyor checks damage; documents submitted; bill settled with garage.
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