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Digit Life · 165N007V03

Digit Life Glow Plus Term Life Insurance

Digit Life Glow Plus Term Life Insurance (IRDAI UIN 165N007V03) is a term life insurance plan for people aged 18 to 65 at entry, with cover up to age 85.

Premiums depend on age, cover, city, health and the options you choose. Where the insurer published a premium, the figure shown is for the exact profile stated next to it; your premium will differ. Comparezi does not sell insurance or give advice: check the insurer's prospectus and policy wording, which prevail.

In short

Digit Life Glow Plus Term Life Insurance is a term life insurance plan from Digit Life. Key specifications: maximum entry age 65 years, maximum maturity age 85 years. Among term life insurance here it fits best for low minimum cover.

Sample premium ₹33,444 a year*

*For: Healthy 35-year-old non-smoker (gender not stated), Rs 3 crore cover, 30-year term, Term Insurance variant, annual premium; illustration mentions a 10% first-year discount for salaried customers. Tax treatment not stated. Only base-variant premium figure published.. Your premium will differ.

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Maximum entry age
65 years
Maximum maturity age
85 years

Pros

  • Return-of-premium option available

Who should buy it

  • Best for Low minimum cover · What matters most? (pick any) #2 of 29 term life insurance for this

Full specifications

Eligibility

Minimum entry age 18 years
Maximum entry age 65 years
Maximum maturity age 85 years
Policy term Term Insurance: Single Pay 1 year, Limited Pay PPT + 5 years, Regular Pay 3 years minimum; maximum 67 years (subject to maximum maturity age). TROP: minimum Single Pay 15, Limited Pay PPT + 5 (minimum 10), Regular Pay 10; maximum 67 years
Minimum sum assured ₹2,25,000
Maximum sum assured No fixed upper limit, subject to company underwriting rules/board policy

Plan

Plan options Term Insurance, Term Insurance with Return of Premium
Premium payment Single Pay; Regular Pay (3 to 67 years; TROP 10 to 67); Limited Pay 3, 4, 5, 10, 12, 15 or till 60 years
Return of premium option Yes
Death benefit payout Lump sum
Terminal illness benefit Yes
Waiver of premium Inbuilt Waiver of Premium on diagnosis of Terminal Illness

Premium

Sample annual premium ₹33,444
Sample premium is for Healthy 35-year-old non-smoker (gender not stated), Rs 3 crore cover, 30-year term, Term Insurance variant, annual premium; illustration mentions a 10% first-year discount for salaried customers. Tax treatment not stated. Only base-variant premium figure published.

Insurer

IRDAI UIN 165N007V03

About the Glow Plus Term Life Insurance

Digit Life Glow Plus Term Life Insurance (IRDAI UIN 165N007V03) is a term life insurance plan for people aged 18 to 65 at entry, with cover up to age 85. It is one of 29 term life insurance plans on Comparezi, from Digit Life.

Information only. Comparezi does not sell insurance, does not give advice and is not paid by insurers. The policy wording issued by the insurer prevails over this summary.

Eligibility and cover

  • Entry age: 18 to 65 years
  • Maximum maturity age: 85 years
  • Policy term: Term Insurance: Single Pay 1 year, Limited Pay PPT + 5 years, Regular Pay 3 years minimum; maximum 67 years (subject to maximum maturity age). TROP: minimum Single Pay 15, Limited Pay PPT + 5 (minimum 10), Regular Pay 10; maximum 67 years
  • Minimum sum assured: ₹2,25,000
  • Maximum sum assured: No fixed upper limit, subject to company underwriting rules/board policy

Plan options

  • Options: Term Insurance, Term Insurance with Return of Premium
  • Premium payment: Single Pay; Regular Pay (3 to 67 years; TROP 10 to 67); Limited Pay 3, 4, 5, 10, 12, 15 or till 60 years
  • Return of premium: Covered
  • Death benefit payout: Lump sum
  • Terminal illness benefit: Covered
  • Waiver of premium: Inbuilt Waiver of Premium on diagnosis of Terminal Illness

How it compares on Comparezi

Of the 27 term life insurance plans on Comparezi with a stated maximum maturity age, 11 have a longer one and 10 have the same.

Premium

It depends on your age, cover, city and options. Digit Life's own published premium table gives ₹33,444 a year for this profile: Healthy 35-year-old non-smoker (gender not stated), Rs 3 crore cover, 30-year term, Term Insurance variant, annual premium; illustration mentions a 10% first-year discount for salaried customers. Tax treatment not stated. Only base-variant premium figure published. Your premium will differ; get a quote from the insurer.

Similar plans from other insurers

Sources

Checked 6 November 2026. Values the documents do not state are left out rather than estimated. See how Comparezi checks data.

Alternatives

Alternatives to the Glow Plus Term Life Insurance

All term life insurance →

Aditya Birla Sun Life

Super Term Plan

  • 65 years Maximum entry age
  • 85 years Maximum maturity age
  • 98.65% Death claims settled (insurer)
Sample premium ₹19,400 a year*

Ageas Federal Life

iSecure Plan

  • 65 years Maximum entry age
  • 85 years Maximum maturity age
  • 98.52% Death claims settled (insurer)
Sample premium ₹14,640 a year*

Bajaj Life

iSecure II

  • 65 years Maximum entry age
  • 85 years Maximum maturity age
  • 99.29% Death claims settled (insurer)
Sample premium ₹13,451 a year*

Head to head

Compare the Glow Plus Term Life Insurance

Questions

Glow Plus Term Life Insurance FAQs

It depends on your age, cover, city and options. Digit Life's own published premium table gives ₹33,444 a year for this profile: Healthy 35-year-old non-smoker (gender not stated), Rs 3 crore cover, 30-year term, Term Insurance variant, annual premium; illustration mentions a 10% first-year discount for salaried customers. Tax treatment not stated. Only base-variant premium figure published. Your premium will differ; get a quote from the insurer.

165N007V03. The UIN identifies the exact product version filed with IRDAI; check it on your policy documents.

From 18 years to 65 years; limits can differ by plan option.

Up to age 85 at most; the limit can differ by plan option.

Yes, as an option or variant; the base cover pays only on death.

Data sources

  • Manufacturer official pages

Last updated

Product details

Disclosure

Links to insurers are not paid. Comparezi earns only from labelled ads, which never affect the Comparezi Score, the order of insurers, or the price shown, which is what the insurer listed when we checked.

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