Aditya Birla Sun Life
Super Term Plan
- 65 years Maximum entry age
- 85 years Maximum maturity age
- 98.65% Death claims settled (insurer)
Sample premium
₹19,400 a year*
Generali Central Life · 133N030V06
Generali Central Life Care Plus
Generali Central Life Care Plus (IRDAI UIN 133N030V06) is a term life insurance plan for people aged 18 to 65 at entry, with cover up to age 85.
Premiums depend on age, cover, city, health and the options you choose. Where the insurer published a premium, the figure shown is for the exact profile stated next to it; your premium will differ. Comparezi does not sell insurance or give advice: check the insurer's prospectus and policy wording, which prevail.
In short
Generali Central Life Care Plus is a term life insurance plan from Generali Central Life. Key specifications: maximum entry age 65 years, maximum maturity age 85 years, death claims settled (insurer) 98.08%.
Sample premium
₹8,580 a year*
*For: Healthy non-smoker male, age 30, Option 1: Life Cover, Base Sum Assured Rs 1 crore, Regular Pay, Premium Payment Term 25 years, Policy Term 25 years (not 30); excluding applicable taxes, extra underwriting premium and modal loading. Brochure gives no 30-year-term figure.. Your premium will differ.
- Maximum entry age
- 65 years
- Maximum maturity age
- 85 years
- Death claims settled (insurer)
- 98.08%
Cons
- Insurer paid a lower share of individual death claims than 85% of the 27 term life insurance plans on Comparezi that state it (98.08%)
Who should avoid it
- Not ideal for Insurer's claim payout record · What matters most? (pick any) #24 of 29
Full specifications
Eligibility
| Minimum entry age | 18 years |
|---|---|
| Maximum entry age | 65 years |
| Maximum maturity age | 85 years |
| Policy term | Limited pay: (55/ |
| Minimum sum assured | ₹25,00,000 |
| Maximum sum assured | As per Board approved Underwriting policy |
Plan
| Plan options | Option 1: Life Cover, Option 2: Extra Life Cover (Life Cover with Accidental Death Benefit) |
|---|---|
| Premium payment | Limited: 5 Years, 10 Years, 15 Years, 60 years less age at entry (minimum 5 years); Regular Pay; Yearly, Half Yearly, Quarterly and Monthly |
| Return of premium option | No |
| Death benefit payout | Lump-sum Payout; Fixed Income Payout (1.8955% or 1.0738% of Death Benefit monthly for 60 or 120 months); Mixed Payout (combination) |
Premium
| Sample annual premium | ₹8,580 |
|---|---|
| Sample premium is for | Healthy non-smoker male, age 30, Option 1: Life Cover, Base Sum Assured Rs 1 crore, Regular Pay, Premium Payment Term 25 years, Policy Term 25 years (not 30); excluding applicable taxes, extra underwriting premium and modal loading. Brochure gives no 30-year-term figure. |
Insurer
| Death claims settled (insurer) | 98.08% |
|---|---|
| Claims figures for | FY 2024-25: individual death claims paid out of claims decided and pending, by number, computed from IRDAI Handbook on Indian Insurance Statistics (Table 15) |
| IRDAI UIN | 133N030V06 |
About the Care Plus
Generali Central Life Care Plus (IRDAI UIN 133N030V06) is a term life insurance plan for people aged 18 to 65 at entry, with cover up to age 85. It is one of 29 term life insurance plans on Comparezi, from Generali Central Life.
Information only. Comparezi does not sell insurance, does not give advice and is not paid by insurers. The policy wording issued by the insurer prevails over this summary.
Eligibility and cover
- Entry age: 18 to 65 years
- Maximum maturity age: 85 years
- Policy term: Limited pay: (55/60/65/70/75/80/85 less age at entry) years, greater than PPT; Regular pay: 5 years to (85 less age at entry) years
- Minimum sum assured: ₹25,00,000
- Maximum sum assured: As per Board approved Underwriting policy
Plan options
- Options: Option 1: Life Cover, Option 2: Extra Life Cover (Life Cover with Accidental Death Benefit)
- Premium payment: Limited: 5 Years, 10 Years, 15 Years, 60 years less age at entry (minimum 5 years); Regular Pay; Yearly, Half Yearly, Quarterly and Monthly
- Return of premium: Not covered
- Death benefit payout: Lump-sum Payout; Fixed Income Payout (1.8955% or 1.0738% of Death Benefit monthly for 60 or 120 months); Mixed Payout (combination)
How it compares on Comparezi
Of the 27 term life insurance plans on Comparezi with a stated maximum maturity age, 11 have a longer one and 10 have the same.
Premium
It depends on your age, cover, city and options. Generali Central Life's own published premium table gives ₹8,580 a year for this profile: Healthy non-smoker male, age 30, Option 1: Life Cover, Base Sum Assured Rs 1 crore, Regular Pay, Premium Payment Term 25 years, Policy Term 25 years (not 30); excluding applicable taxes, extra underwriting premium and modal loading. Brochure gives no 30-year-term figure. Your premium will differ; get a quote from the insurer.
About the insurer
Generali Central Life paid 98.08% of individual death claims in FY 2024-25 (by number of claims, computed from IRDAI's published claim counts).
Similar plans from other insurers
- Aditya Birla Sun Life Super Term Plan (Generali Central Life Care Plus vs Aditya Birla Sun Life Super Term Plan)
- Ageas Federal Life iSecure Plan (Generali Central Life Care Plus vs Ageas Federal Life iSecure Plan)
- Axis Max Life Smart Secure Plus Plan (Generali Central Life Care Plus vs Axis Max Life Smart Secure Plus Plan)
- Bajaj Life iSecure II (Generali Central Life Care Plus vs Bajaj Life iSecure II)
Sources
- Insurer page (generalicentrallife.com)
- Brochure (generalicentrallife.com)
- IRDAI publication (irdai.gov.in)
Checked 6 November 2026. Values the documents do not state are left out rather than estimated. See how Comparezi checks data.
Alternatives
Alternatives to the Care Plus
Ageas Federal Life
iSecure Plan
- 65 years Maximum entry age
- 85 years Maximum maturity age
- 98.52% Death claims settled (insurer)
Sample premium
₹14,640 a year*
Axis Max Life
Smart Secure Plus Plan
- 65 years Maximum entry age
- 85 years Maximum maturity age
- 99.7% Death claims settled (insurer)
Sample premium
₹16,178 a year*
Bajaj Life
iSecure II
- 65 years Maximum entry age
- 85 years Maximum maturity age
- 99.29% Death claims settled (insurer)
Sample premium
₹13,451 a year*
Head to head
Compare the Care Plus
Term Life Insurance
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Smart Secure Plus Plan vs Care Plus
- Smart Secure Plus Plan
- Care Plus
Term Life Insurance
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Super Term Plan vs Care Plus
- Super Term Plan
- Care Plus
Term Life Insurance
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iSecure II vs Care Plus
- iSecure II
- Care Plus
Term Life Insurance
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iSecure Plan vs Care Plus
- iSecure Plan
- Care Plus
Questions
Care Plus FAQs
It depends on your age, cover, city and options. Generali Central Life's own published premium table gives ₹8,580 a year for this profile: Healthy non-smoker male, age 30, Option 1: Life Cover, Base Sum Assured Rs 1 crore, Regular Pay, Premium Payment Term 25 years, Policy Term 25 years (not 30); excluding applicable taxes, extra underwriting premium and modal loading. Brochure gives no 30-year-term figure. Your premium will differ; get a quote from the insurer.
133N030V06. The UIN identifies the exact product version filed with IRDAI; check it on your policy documents.
From 18 years to 65 years; limits can differ by plan option.
Up to age 85 at most; the limit can differ by plan option.
No. It is a pure term plan without a return-of-premium option.
98.08% of individual death claims were paid in FY 2024-25, by number of claims, computed from IRDAI's published claim counts. It is an insurer-wide figure, not one for this plan.
Data sources
- Manufacturer official pages
Last updated
Product details
Disclosure
Links to insurers are not paid. Comparezi earns only from labelled ads, which never affect the Comparezi Score, the order of insurers, or the price shown, which is what the insurer listed when we checked.