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HDFC Life · 101N189V03

HDFC Life Click 2 Protect Supreme Plus

HDFC Life Click 2 Protect Supreme Plus (IRDAI UIN 101N189V03) is a term life insurance plan for people aged 18 to 84 at entry, with cover up to age 85.

Premiums depend on age, cover, city, health and the options you choose. Where the insurer published a premium, the figure shown is for the exact profile stated next to it; your premium will differ. Comparezi does not sell insurance or give advice: check the insurer's prospectus and policy wording, which prevail.

In short

HDFC Life Click 2 Protect Supreme Plus is a term life insurance plan from HDFC Life. Key specifications: maximum entry age 84 years, maximum maturity age 85 years, death claims settled (insurer) 99.68%. Among term life insurance here it fits best for low minimum cover and insurer's claim payout record.

Sample premium ₹25,688 a year*

*For: Brochure example: 35-year-old male (Mr. Bansal), Life Option A, Sum Assured Rs 1,00,00,000, policy term 40 years, regular pay: 'premium of INR 23,119 in the first year and INR 25,688 for remaining years' (first year reflects the 10% first-year discount). Smoker status and GST treatment not stated. NOTE: not the age-30 / 30-year profile; brochure gives no other figure.. Your premium will differ.

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Maximum entry age
84 years
Maximum maturity age
85 years
Death claims settled (insurer)
99.68%

Pros

  • Can be bought up to age 84, later than 96% of the 29 term life insurance plans on Comparezi that state it
  • Insurer paid 99.68% of individual death claims, higher than 85% of the 27 term life insurance plans on Comparezi that state it
  • Return-of-premium option available

Who should buy it

  • Best for Low minimum cover · What matters most? (pick any) #1 of 29 term life insurance for this
  • Best for Insurer's claim payout record · What matters most? (pick any) #4 of 29 term life insurance for this

Full specifications

Eligibility

Minimum entry age 18 years
Maximum entry age 84 years
Maximum maturity age 85 years
Policy term Minimum 1 month (Single Pay) / 2 years (Regular Pay) / 3 years (Limited Pay) for Life and Life Plus; 5 years (Single Pay) / 7 years (Limited Pay) for Life Goal; maximum 85 years - Age at Entry
Minimum sum assured ₹10,000
Maximum sum assured For Entry age > 65 years: INR 50,000. For all other cases: There is no maximum limit; acceptance subject to Board Approved Underwriting Policy (BAUP)

Plan

Plan options Life (Options A, B, C), Life Plus, Life Goal
Premium payment Regular Pay, Single Pay, Limited Pay (2 years to any premium payment term less than the policy term); Life Goal: Single and Limited Pay only; for entry age above 65 only Single Pay
Return of premium option Yes
Death benefit payout Lump sum; Death benefit as Instalment Option (5 to 15 years); Parent Secure Option (regular payouts to parent/grandparent nominees, Life option); Parent Protect Care Option (combination of lump sum and regular pay-outs, Life option)
Riders HDFC Life Income Benefit on Accidental Disability Rider - Non Linked (UIN 101B041V01), HDFC Life Health Plus Rider - Non Linked (UIN 101B031V02), HDFC Life LiveWell Rider - Non Linked (UIN 101B033V01)
Terminal illness benefit Yes
Waiver of premium Optional (additional premium): Waiver of Premium on Critical Illness (WOP CI), Waiver of Premium on Total and Permanent Disability (WOP Disability), Waiver of Premium on Husband's Accidental Death; not available with Single Pay

Premium

Sample annual premium ₹25,688
Sample premium is for Brochure example: 35-year-old male (Mr. Bansal), Life Option A, Sum Assured Rs 1,00,00,000, policy term 40 years, regular pay: 'premium of INR 23,119 in the first year and INR 25,688 for remaining years' (first year reflects the 10% first-year discount). Smoker status and GST treatment not stated. NOTE: not the age-30 / 30-year profile; brochure gives no other figure.

Insurer

Death claims settled (insurer) 99.68%
Claims figures for FY 2024-25: individual death claims paid out of claims decided and pending, by number, computed from IRDAI Handbook on Indian Insurance Statistics (Table 15)
IRDAI UIN 101N189V03

About the Click 2 Protect Supreme Plus

HDFC Life Click 2 Protect Supreme Plus (IRDAI UIN 101N189V03) is a term life insurance plan for people aged 18 to 84 at entry, with cover up to age 85. It is one of 29 term life insurance plans on Comparezi, from HDFC Life.

Information only. Comparezi does not sell insurance, does not give advice and is not paid by insurers. The policy wording issued by the insurer prevails over this summary.

Eligibility and cover

  • Entry age: 18 to 84 years
  • Maximum maturity age: 85 years
  • Policy term: Minimum 1 month (Single Pay) / 2 years (Regular Pay) / 3 years (Limited Pay) for Life and Life Plus; 5 years (Single Pay) / 7 years (Limited Pay) for Life Goal; maximum 85 years - Age at Entry
  • Minimum sum assured: ₹10,000
  • Maximum sum assured: For Entry age > 65 years: INR 50,000. For all other cases: There is no maximum limit; acceptance subject to Board Approved Underwriting Policy (BAUP)

Plan options

  • Options: Life (Options A, B, C), Life Plus, Life Goal
  • Premium payment: Regular Pay, Single Pay, Limited Pay (2 years to any premium payment term less than the policy term); Life Goal: Single and Limited Pay only; for entry age above 65 only Single Pay
  • Return of premium: Covered
  • Death benefit payout: Lump sum; Death benefit as Instalment Option (5 to 15 years); Parent Secure Option (regular payouts to parent/grandparent nominees, Life option); Parent Protect Care Option (combination of lump sum and regular pay-outs, Life option)
  • Riders: HDFC Life Income Benefit on Accidental Disability Rider - Non Linked (UIN 101B041V01), HDFC Life Health Plus Rider - Non Linked (UIN 101B031V02), HDFC Life LiveWell Rider - Non Linked (UIN 101B033V01)
  • Terminal illness benefit: Covered
  • Waiver of premium: Optional (additional premium): Waiver of Premium on Critical Illness (WOP CI), Waiver of Premium on Total and Permanent Disability (WOP Disability), Waiver of Premium on Husband's Accidental Death; not available with Single Pay

How it compares on Comparezi

Of the 27 term life insurance plans on Comparezi with a stated maximum maturity age, 11 have a longer one and 10 have the same.

Premium

It depends on your age, cover, city and options. HDFC Life's own published premium table gives ₹25,688 a year for this profile: Brochure example: 35-year-old male (Mr. Bansal), Life Option A, Sum Assured Rs 1,00,00,000, policy term 40 years, regular pay: 'premium of INR 23,119 in the first year and INR 25,688 for remaining years' (first year reflects the 10% first-year discount). Smoker status and GST treatment not stated. NOTE: not the age-30 / 30-year profile; brochure gives no other figure. Your premium will differ; get a quote from the insurer.

About the insurer

HDFC Life paid 99.68% of individual death claims in FY 2024-25 (by number of claims, computed from IRDAI's published claim counts).

Similar plans from other insurers

Sources

Checked 6 November 2026. Values the documents do not state are left out rather than estimated. See how Comparezi checks data.

Alternatives

Alternatives to the Click 2 Protect Supreme Plus

All term life insurance →

Aditya Birla Sun Life

Super Term Plan

  • 65 years Maximum entry age
  • 85 years Maximum maturity age
  • 98.65% Death claims settled (insurer)
Sample premium ₹19,400 a year*

Ageas Federal Life

iSecure Plan

  • 65 years Maximum entry age
  • 85 years Maximum maturity age
  • 98.52% Death claims settled (insurer)
Sample premium ₹14,640 a year*

Bajaj Life

iSecure II

  • 65 years Maximum entry age
  • 85 years Maximum maturity age
  • 99.29% Death claims settled (insurer)
Sample premium ₹13,451 a year*

Head to head

Compare the Click 2 Protect Supreme Plus

Questions

Click 2 Protect Supreme Plus FAQs

It depends on your age, cover, city and options. HDFC Life's own published premium table gives ₹25,688 a year for this profile: Brochure example: 35-year-old male (Mr. Bansal), Life Option A, Sum Assured Rs 1,00,00,000, policy term 40 years, regular pay: 'premium of INR 23,119 in the first year and INR 25,688 for remaining years' (first year reflects the 10% first-year discount). Smoker status and GST treatment not stated. NOTE: not the age-30 / 30-year profile; brochure gives no other figure. Your premium will differ; get a quote from the insurer.

101N189V03. The UIN identifies the exact product version filed with IRDAI; check it on your policy documents.

From 18 years to 84 years; limits can differ by plan option.

Up to age 85 at most; the limit can differ by plan option.

Yes, as an option or variant; the base cover pays only on death.

99.68% of individual death claims were paid in FY 2024-25, by number of claims, computed from IRDAI's published claim counts. It is an insurer-wide figure, not one for this plan.

HDFC Life Income Benefit on Accidental Disability Rider - Non Linked (UIN 101B041V01), HDFC Life Health Plus Rider - Non Linked (UIN 101B031V02), HDFC Life LiveWell Rider - Non Linked (UIN 101B033V01).

Data sources

  • Manufacturer official pages

Last updated

Product details

Disclosure

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