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HDFC ERGO · HDE MO P14 40 V02 14 15

HDFC ERGO Two Wheeler Insurance (Comprehensive)

HDFC ERGO Two Wheeler Insurance (Comprehensive) (IRDAI UIN HDE MO P14 40 V02 14 15) is a two-wheeler insurance policy with 9 add-ons listed by the insurer.

Premiums depend on age, cover, city, health and the options you choose. Where the insurer published a premium, the figure shown is for the exact profile stated next to it; your premium will differ. Comparezi does not sell insurance or give advice: check the insurer's prospectus and policy wording, which prevail.

In short

HDFC ERGO Two Wheeler Insurance (Comprehensive) is a two-wheeler insurance plan from HDFC ERGO. Key specifications: number of add-ons listed 9, cashless garages 2000+.

Premium depends on your profile
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Number of add-ons listed
9
Cashless garages
2000+

Full specifications

Policy

Policy types Comprehensive insurance, Third Party insurance, Standalone own damage, cover for a brand new bike
Number of add-ons listed 9
Add-ons listed Zero Depreciation, No claim bonus (NCB) Protection, Emergency Assistance Cover, Return to Invoice, Engine & Gear Box Protector, Cost of Consumables, Cash Allowance, EMI Protector, TW PA Cover
Cashless garages 2000+
Claim process 4 steps: 1. Contact claim team via helpline or WhatsApp 8169500500 and upload documents via link. 2. Self inspection or app-enabled digital inspection by surveyor/workshop partner. 3. Track claim status on claim tracker. 4. On approval, settled through network garage.

Insurer

IRDAI UIN HDE MO P14 40 V02 14 15

Specifications

Vehicle Two-wheeler

About the Two Wheeler Insurance (Comprehensive)

HDFC ERGO Two Wheeler Insurance (Comprehensive) (IRDAI UIN HDE MO P14 40 V02 14 15) is a two-wheeler insurance policy with 9 add-ons listed by the insurer. It is one of 19 two-wheeler insurance plans on Comparezi, from HDFC ERGO.

Information only. Comparezi does not sell insurance, does not give advice and is not paid by insurers. The policy wording issued by the insurer prevails over this summary.

Policy

  • Policy types offered: Comprehensive insurance, Third Party insurance, Standalone own damage, cover for a brand new bike
  • Add-ons listed: Zero Depreciation, No claim bonus (NCB) Protection, Emergency Assistance Cover, Return to Invoice, Engine & Gear Box Protector, Cost of Consumables, Cash Allowance, EMI Protector, TW PA Cover
  • Cashless garages: 2000+
  • Claim process: 4 steps: 1. Contact claim team via helpline or WhatsApp 8169500500 and upload documents via link. 2. Self inspection or app-enabled digital inspection by surveyor/workshop partner. 3. Track claim status on claim tracker. 4. On approval, settled through network garage.

Premium

The third-party part is a fixed government rate (see the two-wheeler insurance page); the own-damage part depends on the vehicle's value, age, city, no-claim bonus and add-ons, so there is no single price. Get a quote from the insurer.

Similar plans from other insurers

Sources

Checked 6 November 2026. Values the documents do not state are left out rather than estimated. See how Comparezi checks data.

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Questions

Two Wheeler Insurance (Comprehensive) FAQs

The third-party part is a fixed government rate (see the two-wheeler insurance page); the own-damage part depends on the vehicle's value, age, city, no-claim bonus and add-ons, so there is no single price. Get a quote from the insurer.

HDE MO P14 40 V02 14 15. The UIN identifies the exact product version filed with IRDAI; check it on your policy documents.

Zero Depreciation, No claim bonus (NCB) Protection, Emergency Assistance Cover, Return to Invoice, Engine & Gear Box Protector, Cost of Consumables, Cash Allowance, EMI Protector, TW PA Cover.

2000+, as stated by the insurer.

No. The third-party premium is fixed by the government and is the same with every insurer; the own-damage part and add-ons are priced by the insurer.

Data sources

  • Manufacturer official pages

Last updated

Product details

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