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Universal Sompo

Universal Sompo Two Wheeler Insurance (Comprehensive)

Universal Sompo Two Wheeler Insurance (Comprehensive) is a two-wheeler insurance policy with 10 add-ons listed by the insurer.

Premiums depend on age, cover, city, health and the options you choose. Where the insurer published a premium, the figure shown is for the exact profile stated next to it; your premium will differ. Comparezi does not sell insurance or give advice: check the insurer's prospectus and policy wording, which prevail.

In short

Universal Sompo Two Wheeler Insurance (Comprehensive) is a two-wheeler insurance plan from Universal Sompo. Key specifications: number of add-ons listed 10, cashless garages 13,500+.

Premium depends on your profile
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Number of add-ons listed
10
Cashless garages
13,500+

Full specifications

Policy

Policy types Third-Party Bike Insurance, Comprehensive Bike Insurance; Flexible Policy Tenure (long-term two-wheeler policy)
Number of add-ons listed 10
Add-ons listed Zero Depreciation Cover, Roadside Assistance Cover, Engine Protection Cover, Consumables Cover, Return to Invoice Cover, Accessories Cover, Daily Cash Allowance Benefit, Loss of Driving License/Registration Certificate, Hospital Daily Cash Allowance, Accidental Hospitalisation clause for family
Cashless garages 13,500+
Claim process Inform the insurer (helpline or online); submit documents (policy, DL, RC, FIR if theft/third-party, repair bills/estimates); surveyor inspection; cashless repair at a network garage or reimbursement at non-network garage.

Specifications

Vehicle Two-wheeler

About the Two Wheeler Insurance (Comprehensive)

Universal Sompo Two Wheeler Insurance (Comprehensive) is a two-wheeler insurance policy with 10 add-ons listed by the insurer. It is one of 19 two-wheeler insurance plans on Comparezi, from Universal Sompo.

Information only. Comparezi does not sell insurance, does not give advice and is not paid by insurers. The policy wording issued by the insurer prevails over this summary.

Policy

  • Policy types offered: Third-Party Bike Insurance, Comprehensive Bike Insurance; Flexible Policy Tenure (long-term two-wheeler policy)
  • Add-ons listed: Zero Depreciation Cover, Roadside Assistance Cover, Engine Protection Cover, Consumables Cover, Return to Invoice Cover, Accessories Cover, Daily Cash Allowance Benefit, Loss of Driving License/Registration Certificate, Hospital Daily Cash Allowance, Accidental Hospitalisation clause for family
  • Cashless garages: 13,500+
  • Claim process: Inform the insurer (helpline or online); submit documents (policy, DL, RC, FIR if theft/third-party, repair bills/estimates); surveyor inspection; cashless repair at a network garage or reimbursement at non-network garage.

Premium

The third-party part is a fixed government rate (see the two-wheeler insurance page); the own-damage part depends on the vehicle's value, age, city, no-claim bonus and add-ons, so there is no single price. Get a quote from the insurer.

Similar plans from other insurers

Sources

Checked 6 November 2026. Values the documents do not state are left out rather than estimated. See how Comparezi checks data.

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Questions

Two Wheeler Insurance (Comprehensive) FAQs

The third-party part is a fixed government rate (see the two-wheeler insurance page); the own-damage part depends on the vehicle's value, age, city, no-claim bonus and add-ons, so there is no single price. Get a quote from the insurer.

Zero Depreciation Cover, Roadside Assistance Cover, Engine Protection Cover, Consumables Cover, Return to Invoice Cover, Accessories Cover, Daily Cash Allowance Benefit, Loss of Driving License/Registration Certificate, Hospital Daily Cash Allowance, Accidental Hospitalisation clause for family.

13,500+, as stated by the insurer.

No. The third-party premium is fixed by the government and is the same with every insurer; the own-damage part and add-ons are priced by the insurer.

Data sources

  • Manufacturer official pages

Last updated

Product details

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