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Two-Wheeler Insurance · head to head

Two Wheeler Package Policy vs Two Wheeler Insurance (Comprehensive)

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Specifications side by side

Spec
Two Wheeler Package Policy
Two Wheeler Insurance (Comprehensive)
Policy
Policy types
Comprehensive Bike Cover (two-wheeler package policy), Third Party Cover, Standalone Own Damage Cover
Comprehensive insurance, Third Party insurance, Standalone own damage, cover for a brand new bike
Number of add-ons listed
8
9
Add-ons listed
24x7 Road Side Assistance, Consumable Expenses, Zero Depreciation Cover, No Claim Bonus Protector, Tyre Safeguard, Conveyance Benefit, Engine Protector, Return to Invoice (RTI) Cover
Zero Depreciation, No claim bonus (NCB) Protection, Emergency Assistance Cover, Return to Invoice, Engine & Gear Box Protector, Cost of Consumables, Cash Allowance, EMI Protector, TW PA Cover
Cashless garages
10,000+
2000+
Claim process
Via Bajaj General App: register/login and use Motor On the spot claim, enter policy and accident details (location, date, time), click Register, receive SMS with claim registration number.
4 steps: 1. Contact claim team via helpline or WhatsApp 8169500500 and upload documents via link. 2. Self inspection or app-enabled digital inspection by surveyor/workshop partner. 3. Track claim status on claim tracker. 4. On approval, settled through network garage.
Insurer
IRDAI UIN
IRDAN113RP0026V01200102
HDE MO P14 40 V02 14 15

A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

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